Area data
Hagerstown, MD — ZIP 21740
Population: 64,792 (Census ACS)
The median home value in ZIP 21740 (Hagerstown, MD) is $292,157 — up 0.3% over the past year. Homes sell for a median $165,000 after a median 32 days on market. Typical rent runs $1,277/month. 16 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, heatwave, hurricane the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).
$292,157
Median home value
+0.3%
1-year change
32
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $292,157
- 1-year appreciation
- +0.3%
- 3-year appreciation
- +10.0%
- 5-year appreciation
- +27.3%
- 10-year appreciation
- +76.9%
- All-time peak (2026-04)
- $293,180
- House Price Index (state)
- 367.5 (+0.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $165,000
- Median list price
- $159,900
- Median price per sqft
- $188
- 1-year sale-price change
- -18.0%
- Median days on market
- 32 days
- Homes sold (recent period)
- 9
- For-sale inventory
- 223
- Sale-to-list ratio
- 99.6%
- Active listings
- 3
- 1-year forecast
- +1.7%
- Days to pending
- 37 days
- New listings (monthly)
- 77
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,277/mo
- 1-year rent change
- +2.4%
- Studio fair-market rent
- $1,150/mo
- 1BR fair-market rent
- $1,437/mo
- 2BR fair-market rent
- $1,704/mo
- 3BR fair-market rent
- $2,216/mo
- 4BR fair-market rent
- $2,557/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 108.0 (100 = US avg)
- Electricity rate (state-level)
- 19.5¢/kWh
- Natural gas rate (state-level)
- $16.10/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 16
- Elementary schools
- 8
- Middle schools
- 2
- High schools
- 4
- Schools include
- Boyd J. Michael III Technical High School, Evening High School, Bester Elementary, E. Russell Hicks Middle, Emma K. Doub Elementary
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- drought, heatWave, hurricane, inlandFlooding, lightning
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate · hurricane: Relatively Moderate
- FEMA flood zone
- A
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 36% of US counties
- Buildings in wildfire direct-exposure zone
- 52.1%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- Central Chemical (Hagerstown) (2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 55.0°F
- Average high
- 65.0°F
- Average low
- 45.0°F
- Annual precipitation
- 44.9 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 267
- Days with Moderate air quality
- 82
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 172
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 7.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 28,854
- Jobs reachable by transit (45 min)
- 26,715
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 18
- Nearest national park
- Antietam National Battlefield (11 mi)
- National parks include
- Antietam National Battlefield, Catoctin Mountain Park, Harpers Ferry National Historical Park
- Airports within 30 mi
- 32
- Nearest airport
- Hagerstown Regional Richard A Henson Field (HGR) (5 mi)
- Nearest major airport
- Hagerstown Regional Richard A Henson Field (HGR) (5 mi)
- Hospitals nearby (~15 mi)
- 4
- Hospitals include
- MERITUS MEDICAL CENTER, BROOK LANE HEALTH SERVICES, WELLSPAN WAYNESBORO HOSPITAL
- Avg hospital rating (CMS)
- 3.3 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +509 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,971
- Housing built before 1970
- 48.3%
- Housing built 2000 or later
- 19.8%
- Median annual property tax
- $2,283
- Mean commute to work
- 24 min
- Households with broadband internet
- 74.0%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 54,247
- Average weekly wage
- $1,028
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 209
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 21740 | State median | US median | |
|---|---|---|---|
| Median home value | $292,157 | $452,533 | $289,727 |
| Median sale price | $165,000 | $450,000 | $325,000 |
| Median days on market | 32 days | 40 days | 51 days |
| Typical rent | $1,277/mo | $2,002/mo | $1,808/mo |
| Median annual property tax | $2,283 | $3,862 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 21740?
- $292,157.
- What is the median sale price in ZIP 21740?
- $165,000.
- How long do homes take to sell in ZIP 21740?
- Median days on market: 32 days.
- What is typical rent in ZIP 21740?
- Typical rent: $1,277/month.
- What is the natural-hazard risk in ZIP 21740?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, heatWave, hurricane, inlandFlooding, lightning.
- Is ZIP 21740 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A.
- What is the wildfire risk in ZIP 21740?
- Risk to homes is higher than 36% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 21740?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 21740?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Central Chemical (Hagerstown), 2 mi.
- How many schools serve ZIP 21740?
- 16 schools (8 elementary, 2 middle, 4 high) (NCES, 2022-23).
- Is ZIP 21740 walkable?
- Walkability index: 7.5/20 (EPA Smart Location Database).
- What is the air quality in ZIP 21740?
- Good. Median AQI: 42. (EPA AQI).
- What is the cost of living in ZIP 21740?
- Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →