Skip to main content

Area data

Hagerstown, MD — ZIP 21746

Population: 2,361 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, heatwave, hurricane the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
367.5 (+0.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, heatWave, hurricane, inlandFlooding, lightning
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate · hurricane: Relatively Moderate
Wildfire risk to homes (county)
Higher than 36% of US counties
Buildings in wildfire direct-exposure zone
52.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Central Chemical (Hagerstown) (6.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
55.0°F
Average high
65.0°F
Average low
45.0°F
Annual precipitation
44.9 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
40
Days with Good air quality
287
Days with Moderate air quality
75
Highest AQI recorded (year)
90

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
41
Nearest national park
Antietam National Battlefield (7 mi)
National parks include
Antietam National Battlefield, Catoctin Mountain Park, Harpers Ferry National Historical Park
Airports within 30 mi
35
Nearest airport
Laura's Landing Airport (4 mi)
Nearest major airport
Hagerstown Regional Richard A Henson Field (HGR) (10 mi)
Hospitals nearby (~15 mi)
21
Hospitals include
MERITUS MEDICAL CENTER, BROOK LANE HEALTH SERVICES, HOLY CROSS HOSPITAL
Avg hospital rating (CMS)
2.9 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
64
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Employment & development

Total county employment
54,247
Average weekly wage
$1,028
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
209

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the natural-hazard risk in ZIP 21746?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, heatWave, hurricane, inlandFlooding, lightning.
What is the wildfire risk in ZIP 21746?
Risk to homes is higher than 36% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 21746?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 21746?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 21746?
Good. Median AQI: 40. (EPA AQI).
What is the cost of living in ZIP 21746?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Hagerstown, MD?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents