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Area data

Charlotte, NC — ZIP 28206

Population: 15,375 (Census ACS)

The median home value in ZIP 28206 (Charlotte, NC) is $327,328 — down 3.0% over the past year. Homes sell for a median $449,900 after a median 122 days on market. Typical rent runs $1,545/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hail, icestorm, inlandflooding the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$327,328

Median home value

-3.0%

1-year change

122

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$327,328
1-year appreciation
-3.0%
3-year appreciation
-1.1%
5-year appreciation
+18.9%
10-year appreciation
+182.5%
All-time peak (2024-05)
$348,170
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$449,900
Median list price
$444,495
Median price per sqft
$267
1-year sale-price change
-6.3%
Median days on market
122 days
Homes sold (recent period)
30
For-sale inventory
45
Sale-to-list ratio
98.6%
Active listings
50
1-year forecast
0.0%
New listings (monthly)
15

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,545/mo
1-year rent change
-1.9%
Studio fair-market rent
$1,280/mo
1BR fair-market rent
$1,340/mo
2BR fair-market rent
$1,470/mo
3BR fair-market rent
$1,810/mo
4BR fair-market rent
$2,300/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
4
Middle schools
0
High schools
1
Charter schools
2
School districts serving the area
Sugar Creek Charter, VERITAS Community School, Charlotte-Mecklenburg Schools
Schools include
Sugar Creek Charter, VERITAS Community School CFA, Druid Hills Academy, Highland Renaissance Academy, Walter G. Byers School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hail, iceStorm, inlandFlooding, lightning, strongWind
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Relatively Moderate · iceStorm: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 34% of US counties
Buildings in wildfire direct-exposure zone
40.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Ram Leather Care (12.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
174
Days with Moderate air quality
185
Highest AQI recorded (year)
150

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
12.3 / 20
Transit service frequency
502
Jobs reachable by car (30 min)
151,805
Jobs reachable by transit (45 min)
94,240

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Overmountain Victory National Historic Trail (32 mi)
National parks include
Overmountain Victory National Historic Trail, Kings Mountain National Military Park, Cowpens National Battlefield
Airports within 30 mi
49
Nearest airport
Charlotte Douglas International Airport (CLT) (8 mi)
Nearest major airport
Charlotte Douglas International Airport (CLT) (8 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+2,576 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,000
Housing built before 1970
28.0%
Housing built 2000 or later
50.6%
Median annual property tax
$1,809
Mean commute to work
15 min
Households with broadband internet
73.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
702,912
Average weekly wage
$1,647
Top industries (by employment)
Finance & Insurance, Professional Services, Accommodation & Food
Annual residential building permits (county)
6,496

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28206State medianUS median
Median home value$327,328$287,250$289,727
Median sale price$449,900$330,000$325,000
Median days on market122 days70 days51 days
Typical rent$1,545/mo$1,686/mo$1,808/mo
Median annual property tax$1,809$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28206?
$327,328.
What is the median sale price in ZIP 28206?
$449,900.
How long do homes take to sell in ZIP 28206?
Median days on market: 122 days.
What is typical rent in ZIP 28206?
Typical rent: $1,545/month.
What is the natural-hazard risk in ZIP 28206?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hail, iceStorm, inlandFlooding, lightning, strongWind.
Is ZIP 28206 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 28206?
Risk to homes is higher than 34% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28206?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28206?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 28206?
6 schools (4 elementary, 1 high) (NCES, 2022-23).
Is ZIP 28206 walkable?
Walkability index: 12.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 28206?
Moderate. Median AQI: 51. (EPA AQI).
What is the cost of living in ZIP 28206?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Selling a home in Charlotte, NC?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents