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NC area data

Charlotte, NC

Aggregated across 26 ZIP codes in Charlotte.

Population: 986,604 (Census ACS)

The median home value in Charlotte, NC is $521,993 — up 0.2% over the past year. Homes sell for a median $452,493 after a median 71 days on market. Typical rent runs $1,768/month. 178 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hail, icestorm, inlandflooding the top-rated hazards. Cost of living is 7.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$521,993

Median home value

+0.2%

1-year change

71

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$521,993
1-year appreciation
+0.2%
3-year appreciation
+4.9%
5-year appreciation
+25.1%
10-year appreciation
+113.1%
All-time peak (2024-06)
$531,112
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$452,493
Median list price
$455,383
Median price per sqft
$248
1-year sale-price change
+3.7%
Median days on market
71 days
Homes sold (recent period)
64
For-sale inventory
4,876
Sale-to-list ratio
98.0%
Active listings
100
1-year forecast
+0.4%
Days to pending
49 days
New listings (monthly)
1,313

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,768/mo
1-year rent change
+0.2%
Studio fair-market rent
$1,670/mo
1BR fair-market rent
$1,751/mo
2BR fair-market rent
$1,918/mo
3BR fair-market rent
$2,362/mo
4BR fair-market rent
$2,999/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.6 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
178
Elementary schools
113
Middle schools
24
High schools
29
Charter schools
26
School districts serving the area
Charlotte-Mecklenburg Schools, Commonwealth High School, Sugar Creek Charter
Schools include
Irwin Academic Center, First Ward Creative Arts Academy, Metro School, Dilworth Elementary School: Latta Campus, Marie G Davis School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hail, iceStorm, inlandFlooding, lightning, strongWind
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Relatively Moderate · iceStorm: Relatively High
FEMA flood zone (varies by location)
includes C
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 34% of US counties
Buildings in wildfire direct-exposure zone
40.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
2
Nearest Superfund site
Ram Leather Care (3.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
66.5°F
Average high
74.5°F
Average low
58.1°F
Annual precipitation
44.5 in
Annual snowfall
0.2 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
174
Days with Moderate air quality
186
Days with Unhealthy air quality
1
Highest AQI recorded (year)
150

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
9.9 / 20
Transit service frequency
-45,489
Jobs reachable by car (30 min)
121,873
Jobs reachable by transit (45 min)
78,942

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
72
Nearest national park
Overmountain Victory National Historic Trail (21 mi)
National parks include
Overmountain Victory National Historic Trail, Kings Mountain National Military Park, Cowpens National Battlefield
Airports within 30 mi
1,043
Nearest airport
Charlotte Douglas International Airport (CLT) (2 mi)
Nearest major airport
Charlotte Douglas International Airport (CLT) (2 mi)
Hospitals nearby (~15 mi)
46
Hospitals include
CAROLINAS MEDICAL CENTER-NORTHEAST, ATRIUM HEALTH PINEVILLE, CAROLINAS MEDICAL CENTER/BEHAV HEALTH
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
13
Solar radiation rating
Good (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+2,576 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,994
Housing built before 1970
18.4%
Housing built 2000 or later
42.6%
Median annual property tax
$3,403
Mean commute to work
18 min
Households with broadband internet
83.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
702,912
Average weekly wage
$1,647
Top industries (by employment)
Finance & Insurance, Professional Services, Accommodation & Food
Annual residential building permits (county)
6,496

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CharlotteState medianUS median
Median home value$521,993$287,250$289,727
Median sale price$452,493$330,000$325,000
Median days on market71 days70 days51 days
Typical rent$1,768/mo$1,686/mo$1,808/mo
Median annual property tax$3,403$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Charlotte, NC?
$521,993.
What is the median sale price in Charlotte, NC?
$452,493.
How long do homes take to sell in Charlotte, NC?
Median days on market: 71 days.
What is typical rent in Charlotte, NC?
Typical rent: $1,768/month.
What is the natural-hazard risk in Charlotte, NC?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hail, iceStorm, inlandFlooding, lightning, strongWind.
Is Charlotte, NC in a flood zone?
Minimal (FEMA NFIP). Parts of the area include FEMA flood zone C; zones vary by location within the city.
What is the wildfire risk in Charlotte, NC?
Risk to homes is higher than 34% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Charlotte, NC?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Charlotte, NC?
2 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Ram Leather Care, 3.4 mi.
How many schools serve Charlotte, NC?
178 schools (113 elementary, 24 middle, 29 high) (NCES, 2022-23).
Is Charlotte, NC walkable?
Walkability index: 9.9/20 (EPA Smart Location Database).
What is the air quality in Charlotte, NC?
Moderate. Median AQI: 51. (EPA AQI).
What is the cost of living in Charlotte, NC?
Regional Price Parity: 92.6 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Charlotte

Selling a home in Charlotte, NC?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents