Area data
Charlotte, NC — ZIP 28213
Population: 45,904 (Census ACS)
The median home value in ZIP 28213 (Charlotte, NC) is $326,510 — down 1.1% over the past year. Homes sell for a median $145,000 after a median 78 days on market. Typical rent runs $1,567/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hail, icestorm, inlandflooding the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).
$326,510
Median home value
-1.1%
1-year change
78
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $326,510
- 1-year appreciation
- -1.1%
- 3-year appreciation
- -0.8%
- 5-year appreciation
- +21.2%
- 10-year appreciation
- +122.0%
- All-time peak (2024-06)
- $342,159
- House Price Index (state)
- 438.2 (+1.0% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $145,000
- Median list price
- $174,900
- Median price per sqft
- $167
- 1-year sale-price change
- -12.1%
- Median days on market
- 78 days
- Homes sold (recent period)
- 11
- For-sale inventory
- 161
- Sale-to-list ratio
- 95.9%
- Active listings
- 23
- 1-year forecast
- +0.3%
- New listings (monthly)
- 48
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,567/mo
- 1-year rent change
- +0.5%
- Studio fair-market rent
- $1,380/mo
- 1BR fair-market rent
- $1,440/mo
- 2BR fair-market rent
- $1,580/mo
- 3BR fair-market rent
- $1,950/mo
- 4BR fair-market rent
- $2,470/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 92.5 (100 = US avg)
- Electricity rate (state-level)
- 14.0¢/kWh
- Natural gas rate (state-level)
- $16.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 5
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 0
- Charter schools
- 1
- School districts serving the area
- United Community School, Charlotte-Mecklenburg Schools
- Schools include
- United Community School, Hidden Valley Elementary, Newell Elementary, Martin Luther King Jr Middle, Vaughan Academy of Technology
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- hail, iceStorm, inlandFlooding, lightning, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Relatively Moderate · iceStorm: Relatively High
- FEMA flood zone
- A10
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 34% of US counties
- Buildings in wildfire direct-exposure zone
- 40.9%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Ram Leather Care (8.2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 48.3 in
- USDA plant hardiness zone
- 8a (extreme annual low 10 to 15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 51
- Days with Good air quality
- 174
- Days with Moderate air quality
- 185
- Highest AQI recorded (year)
- 150
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 7.8 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 97,286
- Jobs reachable by transit (45 min)
- 74,529
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Overmountain Victory National Historic Trail (38 mi)
- National parks include
- Overmountain Victory National Historic Trail, Kings Mountain National Military Park
- Airports within 30 mi
- 48
- Nearest airport
- Mc Cachren Field (5 mi)
- Nearest major airport
- Concord-Padgett Regional Airport (USA) (7 mi)
- Hospitals nearby (~15 mi)
- 7
- Hospitals include
- CAROLINAS MEDICAL CENTER-NORTHEAST, ATRIUM HEALTH PINEVILLE, CAROLINAS MEDICAL CENTER/BEHAV HEALTH
- Avg hospital rating (CMS)
- 3.3 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Good (4.5 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +2,576 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,999
- Housing built before 1970
- 13.6%
- Housing built 2000 or later
- 48.6%
- Median annual property tax
- $2,112
- Mean commute to work
- 18 min
- Households with broadband internet
- 76.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 702,912
- Average weekly wage
- $1,647
- Top industries (by employment)
- Finance & Insurance, Professional Services, Accommodation & Food
- Annual residential building permits (county)
- 6,496
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 28213 | State median | US median | |
|---|---|---|---|
| Median home value | $326,510 | $287,250 | $289,727 |
| Median sale price | $145,000 | $330,000 | $325,000 |
| Median days on market | 78 days | 70 days | 51 days |
| Typical rent | $1,567/mo | $1,686/mo | $1,808/mo |
| Median annual property tax | $2,112 | $1,366 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 28213?
- $326,510.
- What is the median sale price in ZIP 28213?
- $145,000.
- How long do homes take to sell in ZIP 28213?
- Median days on market: 78 days.
- What is typical rent in ZIP 28213?
- Typical rent: $1,567/month.
- What is the natural-hazard risk in ZIP 28213?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hail, iceStorm, inlandFlooding, lightning, strongWind.
- Is ZIP 28213 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A10.
- What is the wildfire risk in ZIP 28213?
- Risk to homes is higher than 34% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 28213?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 28213?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 28213?
- 5 schools (4 elementary, 1 middle) (NCES, 2022-23).
- Is ZIP 28213 walkable?
- Walkability index: 7.8/20 (EPA Smart Location Database).
- What is the air quality in ZIP 28213?
- Moderate. Median AQI: 51. (EPA AQI).
- What is the cost of living in ZIP 28213?
- Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →