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Area data

Charlotte, NC — ZIP 28274

Population: 747 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hail, icestorm, inlandflooding the top-rated hazards. Cost of living is 5.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$1,600/mo
1BR fair-market rent
$1,680/mo
2BR fair-market rent
$1,840/mo
3BR fair-market rent
$2,270/mo
4BR fair-market rent
$2,880/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
94.3 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hail, iceStorm, inlandFlooding, lightning, strongWind
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Relatively Moderate · iceStorm: Relatively High
Wildfire risk to homes (county)
Higher than 34% of US counties
Buildings in wildfire direct-exposure zone
40.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Ram Leather Care (13 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
63.0°F
Average high
74.0°F
Average low
52.0°F
Annual precipitation
41.9 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
169
Days with Moderate air quality
193
Days with Unhealthy air quality
1
Highest AQI recorded (year)
156

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
3
Nearest national park
Overmountain Victory National Historic Trail (31 mi)
National parks include
Overmountain Victory National Historic Trail, Kings Mountain National Military Park, Cowpens National Battlefield
Airports within 30 mi
40
Nearest airport
Charlotte Douglas International Airport (CLT) (7 mi)
Nearest major airport
Charlotte Douglas International Airport (CLT) (7 mi)
Hospitals nearby (~15 mi)
23
Hospitals include
CAROLINAS MEDICAL CENTER-NORTHEAST, NOVANT HEALTH ROWAN MEDICAL CENTER, W.G. (BILL) HEFNER SALISBURY VA MEDICAL CENTER (SALSBURY)
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
209
Solar radiation rating
Good (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Employment & development

Total county employment
702,912
Average weekly wage
$1,647
Top industries (by employment)
Finance & Insurance, Professional Services, Accommodation & Food
Annual residential building permits (county)
6,496

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is typical rent in ZIP 28274?
2-bedroom fair-market rent: $1,840/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 28274?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hail, iceStorm, inlandFlooding, lightning, strongWind.
What is the wildfire risk in ZIP 28274?
Risk to homes is higher than 34% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28274?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28274?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 28274?
Moderate. Median AQI: 51. (EPA AQI).
What is the cost of living in ZIP 28274?
Regional Price Parity: 94.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents