Area data
Charlotte, NC — ZIP 28274
Population: 747 (Census ACS)
FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hail, icestorm, inlandflooding the top-rated hazards. Cost of living is 5.7% below the US average (BEA, metro/state-level).
Home values & appreciation
- House Price Index (state)
- 438.2 (+1.0% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Rents
- Studio fair-market rent
- $1,600/mo
- 1BR fair-market rent
- $1,680/mo
- 2BR fair-market rent
- $1,840/mo
- 3BR fair-market rent
- $2,270/mo
- 4BR fair-market rent
- $2,880/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 94.3 (100 = US avg)
- Electricity rate (state-level)
- 14.0¢/kWh
- Natural gas rate (state-level)
- $16.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- hail, iceStorm, inlandFlooding, lightning, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Relatively Moderate · iceStorm: Relatively High
- Wildfire risk to homes (county)
- Higher than 34% of US counties
- Buildings in wildfire direct-exposure zone
- 40.9%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Ram Leather Care (13 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 63.0°F
- Average high
- 74.0°F
- Average low
- 52.0°F
- Annual precipitation
- 41.9 in
- USDA plant hardiness zone
- 8a (extreme annual low 10 to 15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 51
- Days with Good air quality
- 169
- Days with Moderate air quality
- 193
- Days with Unhealthy air quality
- 1
- Highest AQI recorded (year)
- 156
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- Overmountain Victory National Historic Trail (31 mi)
- National parks include
- Overmountain Victory National Historic Trail, Kings Mountain National Military Park, Cowpens National Battlefield
- Airports within 30 mi
- 40
- Nearest airport
- Charlotte Douglas International Airport (CLT) (7 mi)
- Nearest major airport
- Charlotte Douglas International Airport (CLT) (7 mi)
- Hospitals nearby (~15 mi)
- 23
- Hospitals include
- CAROLINAS MEDICAL CENTER-NORTHEAST, NOVANT HEALTH ROWAN MEDICAL CENTER, W.G. (BILL) HEFNER SALISBURY VA MEDICAL CENTER (SALSBURY)
- Avg hospital rating (CMS)
- 3.1 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- EV charging stations (within 10 mi)
- 209
- Solar radiation rating
- Good (4.5 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Employment & development
- Total county employment
- 702,912
- Average weekly wage
- $1,647
- Top industries (by employment)
- Finance & Insurance, Professional Services, Accommodation & Food
- Annual residential building permits (county)
- 6,496
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is typical rent in ZIP 28274?
- 2-bedroom fair-market rent: $1,840/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 28274?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hail, iceStorm, inlandFlooding, lightning, strongWind.
- What is the wildfire risk in ZIP 28274?
- Risk to homes is higher than 34% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 28274?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 28274?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the air quality in ZIP 28274?
- Moderate. Median AQI: 51. (EPA AQI).
- What is the cost of living in ZIP 28274?
- Regional Price Parity: 94.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →