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Area data

Pensacola, FL — ZIP 32514

Population: 42,447 (Census ACS)

The median home value in ZIP 32514 (Pensacola, FL) is $261,924 — up 2.0% over the past year. Homes sell for a median $180,000 after a median 49 days on market. Typical rent runs $1,580/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, coastalflooding the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$261,924

Median home value

+2.0%

1-year change

49

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$261,924
1-year appreciation
+2.0%
3-year appreciation
+0.1%
5-year appreciation
+22.6%
10-year appreciation
+97.0%
All-time peak (2024-07)
$266,849
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$180,000
Median list price
$199,950
Median price per sqft
$153
1-year sale-price change
-23.4%
Median days on market
49 days
Homes sold (recent period)
14
For-sale inventory
160
Sale-to-list ratio
93.1%
Active listings
19
1-year forecast
+0.4%
Days to pending
50 days
New listings (monthly)
47

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,580/mo
1-year rent change
+3.1%
Studio fair-market rent
$1,098/mo
1BR fair-market rent
$1,373/mo
2BR fair-market rent
$1,624/mo
3BR fair-market rent
$2,111/mo
4BR fair-market rent
$2,436/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
2
Middle schools
1
High schools
0
Schools include
ENSLEY ELEMENTARY SCHOOL, FERRY PASS ELEMENTARY SCHOOL, FERRY PASS MIDDLE SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, lightning, coastalFlooding, coldWave, heatWave
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 80% of US counties
Buildings in wildfire direct-exposure zone
39.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Escambia Wood - Pensacola (5.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
70.0°F
Average high
79.0°F
Average low
61.0°F
Annual precipitation
68.6 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
178
Days with Moderate air quality
186
Highest AQI recorded (year)
108

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
11.3 / 20
Transit service frequency
606
Jobs reachable by car (30 min)
25,329
Jobs reachable by transit (45 min)
15,536

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Gulf Islands National Seashore (15 mi)
Airports within 30 mi
39
Nearest airport
Pensacola International Airport (PNS) (5 mi)
Nearest major airport
Pensacola International Airport (PNS) (5 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
HCA FLORIDA WEST HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+548 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,985
Housing built before 1970
12.4%
Housing built 2000 or later
20.2%
Median annual property tax
$1,482
Mean commute to work
19 min
Households with broadband internet
78.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
124,900
Average weekly wage
$1,076
Top industries (by employment)
Health Care, Accommodation & Food, Finance & Insurance
Annual residential building permits (county)
1,446

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32514State medianUS median
Median home value$261,924$346,549$289,727
Median sale price$180,000$359,990$325,000
Median days on market49 days72 days51 days
Typical rent$1,580/mo$2,095/mo$1,808/mo
Median annual property tax$1,482$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 32514?
$261,924.
What is the median sale price in ZIP 32514?
$180,000.
How long do homes take to sell in ZIP 32514?
Median days on market: 49 days.
What is typical rent in ZIP 32514?
Typical rent: $1,580/month.
What is the natural-hazard risk in ZIP 32514?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastalFlooding, coldWave, heatWave.
Is ZIP 32514 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 32514?
Risk to homes is higher than 80% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32514?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32514?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32514?
3 schools (2 elementary, 1 middle) (NCES, 2022-23).
Is ZIP 32514 walkable?
Walkability index: 11.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 32514?
Moderate. Median AQI: 51. (EPA AQI).
What is the cost of living in ZIP 32514?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents