FL area data
Pensacola, FL
Aggregated across 12 ZIP codes in Pensacola.
Population: 272,520 (Census ACS)
The median home value in Pensacola, FL is $264,671 — up 1.3% over the past year. Homes sell for a median $278,122 after a median 80 days on market. Typical rent runs $1,654/month. 59 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, coastalflooding the top-rated hazards. Cost of living is 1.6% above the US average (BEA, metro/state-level).
$264,671
Median home value
+1.3%
1-year change
80
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $264,671
- 1-year appreciation
- +1.3%
- 3-year appreciation
- -1.9%
- 5-year appreciation
- +19.3%
- 10-year appreciation
- +107.3%
- All-time peak (2024-01)
- $273,969
- House Price Index (state)
- 542.2 (-2.6% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $278,122
- Median list price
- $299,481
- Median price per sqft
- $173
- 1-year sale-price change
- -2.7%
- Median days on market
- 80 days
- Homes sold (recent period)
- 34
- For-sale inventory
- 1,713
- Sale-to-list ratio
- 97.0%
- Active listings
- 54
- 1-year forecast
- +0.2%
- Days to pending
- 64 days
- New listings (monthly)
- 422
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,654/mo
- 1-year rent change
- +3.1%
- Studio fair-market rent
- $1,098/mo
- 1BR fair-market rent
- $1,373/mo
- 2BR fair-market rent
- $1,624/mo
- 3BR fair-market rent
- $2,111/mo
- 4BR fair-market rent
- $2,436/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 101.6 (100 = US avg)
- Electricity rate (state-level)
- 15.2¢/kWh
- Natural gas rate (state-level)
- $25.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 59
- Elementary schools
- 29
- Middle schools
- 8
- High schools
- 13
- Charter schools
- 3
- Schools include
- PENSACOLA HIGH SCHOOL, ESCAMBIA JUVENILE DETENTION, HOPE HORIZON AT JUDY ANDREWS CENTER, ESCAMBIA SCH. DIST. JAIL PROG., ACHIEVE ACADEMY AT MCMILLIAN
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- hurricane, lightning, coastalFlooding, coldWave, heatWave
- Notable hazard ratings (county)
- coastalFlooding: Relatively Moderate · coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate
- FEMA flood zone (varies by location)
- includes X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 80% of US counties
- Buildings in wildfire direct-exposure zone
- 39.9%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- 3
- Nearest Superfund site
- Agrico Chemical Co. (0.9 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 68.8°F
- Average high
- 77.3°F
- Average low
- 60.3°F
- Annual precipitation
- 59.5 in
- USDA plant hardiness zone
- 9a (extreme annual low 20 to 25°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 49
- Days with Good air quality
- 198
- Days with Moderate air quality
- 167
- Highest AQI recorded (year)
- 102
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 11.4 / 20
- Transit service frequency
- -44,300
- Jobs reachable by car (30 min)
- 24,105
- Jobs reachable by transit (45 min)
- 16,195
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 12
- Nearest national park
- Gulf Islands National Seashore (6 mi)
- Airports within 30 mi
- 471
- Nearest airport
- Pensacola International Airport (PNS) (0 mi)
- Nearest major airport
- Pensacola International Airport (PNS) (0 mi)
- Hospitals nearby (~15 mi)
- 6
- Hospitals include
- SACRED HEART HOSPITAL, BAPTIST HOSPITAL, SANTA ROSA MEDICAL CENTER
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 3.8 / 5
- EV charging stations (within 10 mi)
- 42
- Solar radiation rating
- Good (4.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +548 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,979
- Housing built before 1970
- 33.9%
- Housing built 2000 or later
- 23.5%
- Median annual property tax
- $1,467
- Mean commute to work
- 19 min
- Households with broadband internet
- 77.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 124,900
- Average weekly wage
- $1,076
- Top industries (by employment)
- Health Care, Accommodation & Food, Finance & Insurance
- Annual residential building permits (county)
- 1,446
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Pensacola | State median | US median | |
|---|---|---|---|
| Median home value | $264,671 | $346,549 | $289,727 |
| Median sale price | $278,122 | $359,990 | $325,000 |
| Median days on market | 80 days | 72 days | 51 days |
| Typical rent | $1,654/mo | $2,095/mo | $1,808/mo |
| Median annual property tax | $1,467 | $2,388 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Pensacola, FL?
- $264,671.
- What is the median sale price in Pensacola, FL?
- $278,122.
- How long do homes take to sell in Pensacola, FL?
- Median days on market: 80 days.
- What is typical rent in Pensacola, FL?
- Typical rent: $1,654/month.
- What is the natural-hazard risk in Pensacola, FL?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastalFlooding, coldWave, heatWave.
- Is Pensacola, FL in a flood zone?
- Minimal (FEMA NFIP). Parts of the area include FEMA flood zone X; zones vary by location within the city.
- What is the wildfire risk in Pensacola, FL?
- Risk to homes is higher than 80% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Pensacola, FL?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Pensacola, FL?
- 3 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Agrico Chemical Co., 0.9 mi.
- How many schools serve Pensacola, FL?
- 59 schools (29 elementary, 8 middle, 13 high) (NCES, 2022-23).
- Is Pensacola, FL walkable?
- Walkability index: 11.4/20 (EPA Smart Location Database).
- What is the air quality in Pensacola, FL?
- Moderate. Median AQI: 49. (EPA AQI).
- What is the cost of living in Pensacola, FL?
- Regional Price Parity: 101.6 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
ZIP codes in Pensacola
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →