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FL area data

Pensacola, FL

Aggregated across 12 ZIP codes in Pensacola.

Population: 272,520 (Census ACS)

The median home value in Pensacola, FL is $264,671 — up 1.3% over the past year. Homes sell for a median $278,122 after a median 80 days on market. Typical rent runs $1,654/month. 59 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, coastalflooding the top-rated hazards. Cost of living is 1.6% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$264,671

Median home value

+1.3%

1-year change

80

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$264,671
1-year appreciation
+1.3%
3-year appreciation
-1.9%
5-year appreciation
+19.3%
10-year appreciation
+107.3%
All-time peak (2024-01)
$273,969
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$278,122
Median list price
$299,481
Median price per sqft
$173
1-year sale-price change
-2.7%
Median days on market
80 days
Homes sold (recent period)
34
For-sale inventory
1,713
Sale-to-list ratio
97.0%
Active listings
54
1-year forecast
+0.2%
Days to pending
64 days
New listings (monthly)
422

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,654/mo
1-year rent change
+3.1%
Studio fair-market rent
$1,098/mo
1BR fair-market rent
$1,373/mo
2BR fair-market rent
$1,624/mo
3BR fair-market rent
$2,111/mo
4BR fair-market rent
$2,436/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.6 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
59
Elementary schools
29
Middle schools
8
High schools
13
Charter schools
3
Schools include
PENSACOLA HIGH SCHOOL, ESCAMBIA JUVENILE DETENTION, HOPE HORIZON AT JUDY ANDREWS CENTER, ESCAMBIA SCH. DIST. JAIL PROG., ACHIEVE ACADEMY AT MCMILLIAN

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, lightning, coastalFlooding, coldWave, heatWave
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate
FEMA flood zone (varies by location)
includes X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 80% of US counties
Buildings in wildfire direct-exposure zone
39.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
3
Nearest Superfund site
Agrico Chemical Co. (0.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
68.8°F
Average high
77.3°F
Average low
60.3°F
Annual precipitation
59.5 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
49
Days with Good air quality
198
Days with Moderate air quality
167
Highest AQI recorded (year)
102

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
11.4 / 20
Transit service frequency
-44,300
Jobs reachable by car (30 min)
24,105
Jobs reachable by transit (45 min)
16,195

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
12
Nearest national park
Gulf Islands National Seashore (6 mi)
Airports within 30 mi
471
Nearest airport
Pensacola International Airport (PNS) (0 mi)
Nearest major airport
Pensacola International Airport (PNS) (0 mi)
Hospitals nearby (~15 mi)
6
Hospitals include
SACRED HEART HOSPITAL, BAPTIST HOSPITAL, SANTA ROSA MEDICAL CENTER
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
3.8 / 5
EV charging stations (within 10 mi)
42
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+548 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,979
Housing built before 1970
33.9%
Housing built 2000 or later
23.5%
Median annual property tax
$1,467
Mean commute to work
19 min
Households with broadband internet
77.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
124,900
Average weekly wage
$1,076
Top industries (by employment)
Health Care, Accommodation & Food, Finance & Insurance
Annual residential building permits (county)
1,446

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

PensacolaState medianUS median
Median home value$264,671$346,549$289,727
Median sale price$278,122$359,990$325,000
Median days on market80 days72 days51 days
Typical rent$1,654/mo$2,095/mo$1,808/mo
Median annual property tax$1,467$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Pensacola, FL?
$264,671.
What is the median sale price in Pensacola, FL?
$278,122.
How long do homes take to sell in Pensacola, FL?
Median days on market: 80 days.
What is typical rent in Pensacola, FL?
Typical rent: $1,654/month.
What is the natural-hazard risk in Pensacola, FL?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastalFlooding, coldWave, heatWave.
Is Pensacola, FL in a flood zone?
Minimal (FEMA NFIP). Parts of the area include FEMA flood zone X; zones vary by location within the city.
What is the wildfire risk in Pensacola, FL?
Risk to homes is higher than 80% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Pensacola, FL?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Pensacola, FL?
3 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Agrico Chemical Co., 0.9 mi.
How many schools serve Pensacola, FL?
59 schools (29 elementary, 8 middle, 13 high) (NCES, 2022-23).
Is Pensacola, FL walkable?
Walkability index: 11.4/20 (EPA Smart Location Database).
What is the air quality in Pensacola, FL?
Moderate. Median AQI: 49. (EPA AQI).
What is the cost of living in Pensacola, FL?
Regional Price Parity: 101.6 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP codes in Pensacola

Selling a home in Pensacola, FL?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents