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Area data

Saint cloud, FL — ZIP 34771

Population: 35,257 (Census ACS)

The median home value in ZIP 34771 (Saint cloud, FL) is $436,544 — down 4.3% over the past year. Homes sell for a median $464,900 after a median 92 days on market. Typical rent runs $2,419/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, strongwind, hurricane the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$436,544

Median home value

-4.3%

1-year change

92

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$436,544
1-year appreciation
-4.3%
3-year appreciation
-6.8%
5-year appreciation
+16.9%
10-year appreciation
+69.4%
All-time peak (2022-08)
$479,994
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$464,900
Median list price
$495,275
Median price per sqft
$213
1-year sale-price change
-2.7%
Median days on market
92 days
Homes sold (recent period)
321
For-sale inventory
408
Sale-to-list ratio
98.5%
Active listings
400
1-year forecast
+0.3%
Days to pending
104 days
New listings (monthly)
77

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,419/mo
1-year rent change
-0.6%
Studio fair-market rent
$1,700/mo
1BR fair-market rent
$1,780/mo
2BR fair-market rent
$2,030/mo
3BR fair-market rent
$2,550/mo
4BR fair-market rent
$3,010/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
2
High schools
1
Charter schools
1
Schools include
NARCOOSSEE MIDDLE SCHOOL, HARMONY HIGH SCHOOL, NARCOOSSEE ELEMENTARY SCHOOL, HARMONY MIDDLE SCHOOL, MATER ACADEMY AT ST CLOUD

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, strongWind, hurricane, tornado, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · heatWave: Relatively Low · hurricane: Relatively High · inlandFlooding: Relatively Moderate · lightning: Very High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 96% of US counties
Buildings in wildfire direct-exposure zone
34.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
City Industries, Inc. (23.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
74.0°F
Average high
84.0°F
Average low
63.0°F
Annual precipitation
48.7 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
36
Days with Good air quality
330
Days with Moderate air quality
26
Highest AQI recorded (year)
80

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
5.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
8,741
Jobs reachable by transit (45 min)
15,066

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Canaveral National Seashore (43 mi)
Airports within 30 mi
17
Nearest airport
Lake X Airport (6 mi)
Nearest major airport
Orlando International Airport (MCO) (13 mi)
Hospitals nearby (~15 mi)
9
Hospitals include
ORLANDO HEALTH, HCA FLORIDA OSCEOLA HOSPITAL, ORLANDO HEALTH ST CLOUD HOSPITAL
Avg hospital rating (CMS)
2.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+3,822 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,010
Housing built before 1970
5.2%
Housing built 2000 or later
67.9%
Median annual property tax
$3,530
Mean commute to work
32 min
Households with broadband internet
80.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
97,209
Average weekly wage
$945
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
5,643

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 34771State medianUS median
Median home value$436,544$346,549$289,727
Median sale price$464,900$359,990$325,000
Median days on market92 days72 days51 days
Typical rent$2,419/mo$2,095/mo$1,808/mo
Median annual property tax$3,530$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 34771?
$436,544.
What is the median sale price in ZIP 34771?
$464,900.
How long do homes take to sell in ZIP 34771?
Median days on market: 92 days.
What is typical rent in ZIP 34771?
Typical rent: $2,419/month.
What is the natural-hazard risk in ZIP 34771?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, strongWind, hurricane, tornado, inlandFlooding.
Is ZIP 34771 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 34771?
Risk to homes is higher than 96% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 34771?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 34771?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 34771?
5 schools (2 elementary, 2 middle, 1 high) (NCES, 2022-23).
Is ZIP 34771 walkable?
Walkability index: 5.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 34771?
Good. Median AQI: 36. (EPA AQI).
What is the cost of living in ZIP 34771?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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