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FL area data

Saint cloud, FL

Aggregated across 4 ZIP codes in Saint cloud.

Population: 106,667 (Census ACS)

The median home value in Saint cloud, FL is $384,455 — down 3.2% over the past year. Homes sell for a median $379,848 after a median 76 days on market. Typical rent runs $2,230/month. 19 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, strongwind, hurricane the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$384,455

Median home value

-3.2%

1-year change

76

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$384,455
1-year appreciation
-3.2%
3-year appreciation
-6.3%
5-year appreciation
+17.2%
10-year appreciation
+75.0%
All-time peak (2024-05)
$426,815
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$379,848
Median list price
$376,819
Median price per sqft
$196
1-year sale-price change
+2.3%
Median days on market
76 days
Homes sold (recent period)
115
For-sale inventory
1,006
Sale-to-list ratio
98.0%
Active listings
148
1-year forecast
+0.4%
Days to pending
90 days
New listings (monthly)
197

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,230/mo
1-year rent change
+0.6%
Studio fair-market rent
$1,805/mo
1BR fair-market rent
$1,890/mo
2BR fair-market rent
$2,155/mo
3BR fair-market rent
$2,703/mo
4BR fair-market rent
$3,195/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
19
Elementary schools
10
Middle schools
3
High schools
3
Charter schools
3
Schools include
ST. CLOUD ELEMENTARY SCHOOL, ST. CLOUD HIGH SCHOOL, MICHIGAN AVENUE ELEMENTARY SCHOOL, ST. CLOUD MIDDLE SCHOOL, LAKEVIEW ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, strongWind, hurricane, tornado, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · heatWave: Relatively Low · hurricane: Relatively High · inlandFlooding: Relatively Moderate · lightning: Very High
FEMA flood zone (varies by location)
includes AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 96% of US counties
Buildings in wildfire direct-exposure zone
34.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
City Industries, Inc. (23.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
74.8°F
Average high
83.0°F
Average low
66.8°F
Annual precipitation
49.6 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
36
Days with Good air quality
330
Days with Moderate air quality
26
Highest AQI recorded (year)
80

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.7 / 20
Transit service frequency
-74,796
Jobs reachable by car (30 min)
16,699
Jobs reachable by transit (45 min)
20,556

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
4
Nearest national park
Canaveral National Seashore (43 mi)
Airports within 30 mi
75
Nearest airport
Gentry Airport (2 mi)
Nearest major airport
Kissimmee Gateway Airport (ISM) (9 mi)
Hospitals nearby (~15 mi)
90
Hospitals include
ORLANDO HEALTH ST CLOUD HOSPITAL, BLACKBERRY CENTER - OGLETHORPE OF ORLANDO, ORLANDO HEALTH
Avg hospital rating (CMS)
2.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+3,822 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,003
Housing built before 1970
7.5%
Housing built 2000 or later
62.6%
Median annual property tax
$3,023
Mean commute to work
31 min
Households with broadband internet
76.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
97,209
Average weekly wage
$945
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
5,643

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Saint cloudState medianUS median
Median home value$384,455$346,549$289,727
Median sale price$379,848$359,990$325,000
Median days on market76 days72 days51 days
Typical rent$2,230/mo$2,095/mo$1,808/mo
Median annual property tax$3,023$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Saint cloud, FL?
$384,455.
What is the median sale price in Saint cloud, FL?
$379,848.
How long do homes take to sell in Saint cloud, FL?
Median days on market: 76 days.
What is typical rent in Saint cloud, FL?
Typical rent: $2,230/month.
What is the natural-hazard risk in Saint cloud, FL?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, strongWind, hurricane, tornado, inlandFlooding.
Is Saint cloud, FL in a flood zone?
High (FEMA NFIP). Parts of the area include FEMA flood zone AE; zones vary by location within the city.
What is the wildfire risk in Saint cloud, FL?
Risk to homes is higher than 96% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Saint cloud, FL?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Saint cloud, FL?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Saint cloud, FL?
19 schools (10 elementary, 3 middle, 3 high) (NCES, 2022-23).
Is Saint cloud, FL walkable?
Walkability index: 7.7/20 (EPA Smart Location Database).
What is the air quality in Saint cloud, FL?
Good. Median AQI: 36. (EPA AQI).
What is the cost of living in Saint cloud, FL?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP codes in Saint cloud

Selling a home in Saint cloud, FL?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents