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Area data

Cleveland, TN — ZIP 37311

Population: 30,720 (Census ACS)

The median home value in ZIP 37311 (Cleveland, TN) is $254,348 — up 1.3% over the past year. Homes sell for a median $292,500 after a median 74 days on market. Typical rent runs $1,385/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, earthquake, icestorm the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$254,348

Median home value

+1.3%

1-year change

74

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$254,348
1-year appreciation
+1.3%
3-year appreciation
+8.5%
5-year appreciation
+33.2%
10-year appreciation
+110.8%
All-time peak (2026-06)
$254,656
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$292,500
Median list price
$312,500
Median price per sqft
$185
1-year sale-price change
+9.3%
Median days on market
74 days
Homes sold (recent period)
102
For-sale inventory
116
Sale-to-list ratio
97.7%
Active listings
101
1-year forecast
+2.1%
Days to pending
74 days
New listings (monthly)
33

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,385/mo
1-year rent change
+1.5%
Studio fair-market rent
$840/mo
1BR fair-market rent
$930/mo
2BR fair-market rent
$1,220/mo
3BR fair-market rent
$1,570/mo
4BR fair-market rent
$1,620/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
6
Middle schools
1
High schools
1
School districts serving the area
Bradley County, Cleveland
Schools include
Black Fox Elementary School, Ocoee Middle School, Bradley Central High School, Prospect Elementary School, Bradley County Virtual School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, earthquake, iceStorm, lightning, strongWind
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 61% of US counties
Buildings in wildfire direct-exposure zone
66.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Southside Chattanooga Lead (21.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
60.6 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
30,617
Jobs reachable by transit (45 min)
24,114

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Chickamauga & Chattanooga National Military Park (24 mi)
National parks include
Chickamauga & Chattanooga National Military Park, Russell Cave National Monument
Airports within 30 mi
20
Nearest airport
Collegedale Municipal Airport (7 mi)
Nearest major airport
Chattanooga Metropolitan Airport (Lovell Field) (CHA) (17 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
AFFILIATE OF VITRUVIAN HEALTH
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+475 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,979
Housing built before 1970
35.6%
Housing built 2000 or later
18.8%
Median annual property tax
$1,138
Mean commute to work
20 min
Households with broadband internet
71.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
38,217
Average weekly wage
$1,029
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
714

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 37311State medianUS median
Median home value$254,348$269,649$289,727
Median sale price$292,500$315,000$325,000
Median days on market74 days73 days51 days
Typical rent$1,385/mo$1,597/mo$1,808/mo
Median annual property tax$1,138$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 37311?
$254,348.
What is the median sale price in ZIP 37311?
$292,500.
How long do homes take to sell in ZIP 37311?
Median days on market: 74 days.
What is typical rent in ZIP 37311?
Typical rent: $1,385/month.
What is the natural-hazard risk in ZIP 37311?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, earthquake, iceStorm, lightning, strongWind.
Is ZIP 37311 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 37311?
Risk to homes is higher than 61% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 37311?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 37311?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 37311?
9 schools (6 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 37311 walkable?
Walkability index: 8.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 37311?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents