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TN area data

Cleveland, TN

Aggregated across 3 ZIP codes in Cleveland.

Population: 99,337 (Census ACS)

The median home value in Cleveland, TN is $304,491 — up 1.8% over the past year. Homes sell for a median $282,116 after a median 49 days on market. Typical rent runs $1,473/month. 25 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, earthquake, icestorm the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$304,491

Median home value

+1.8%

1-year change

49

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$304,491
1-year appreciation
+1.8%
3-year appreciation
+8.8%
5-year appreciation
+32.6%
10-year appreciation
+105.1%
All-time peak (2026-06)
$304,826
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$282,116
Median list price
$328,228
Median price per sqft
$201
1-year sale-price change
-1.1%
Median days on market
49 days
Homes sold (recent period)
74
For-sale inventory
547
Sale-to-list ratio
97.0%
Active listings
90
1-year forecast
+2.2%
Days to pending
66 days
New listings (monthly)
141

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,473/mo
1-year rent change
+1.1%
Studio fair-market rent
$785/mo
1BR fair-market rent
$942/mo
2BR fair-market rent
$1,180/mo
3BR fair-market rent
$1,529/mo
4BR fair-market rent
$1,700/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
25
Elementary schools
17
Middle schools
3
High schools
3
School districts serving the area
Bradley County, Cleveland
Schools include
Black Fox Elementary School, Ocoee Middle School, Bradley Central High School, Prospect Elementary School, Bradley County Virtual School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, earthquake, iceStorm, lightning, strongWind
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone (varies by location)
includes AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 61% of US counties
Buildings in wildfire direct-exposure zone
66.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Southside Chattanooga Lead (21.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
52.4 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
23,555
Jobs reachable by transit (45 min)
19,218

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
6
Nearest national park
Chickamauga & Chattanooga National Military Park (24 mi)
National parks include
Chickamauga & Chattanooga National Military Park, Russell Cave National Monument
Airports within 30 mi
61
Nearest airport
Cleveland Regional Jetport (5 mi)
Nearest major airport
Chattanooga Metropolitan Airport (Lovell Field) (CHA) (17 mi)
Hospitals nearby (~15 mi)
226
Hospitals include
AFFILIATE OF VITRUVIAN HEALTH, ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+475 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
24.1%
Housing built 2000 or later
28.0%
Median annual property tax
$1,182
Mean commute to work
21 min
Households with broadband internet
75.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
38,217
Average weekly wage
$1,029
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
714

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ClevelandState medianUS median
Median home value$304,491$269,649$289,727
Median sale price$282,116$315,000$325,000
Median days on market49 days73 days51 days
Typical rent$1,473/mo$1,597/mo$1,808/mo
Median annual property tax$1,182$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Cleveland, TN?
$304,491.
What is the median sale price in Cleveland, TN?
$282,116.
How long do homes take to sell in Cleveland, TN?
Median days on market: 49 days.
What is typical rent in Cleveland, TN?
Typical rent: $1,473/month.
What is the natural-hazard risk in Cleveland, TN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, earthquake, iceStorm, lightning, strongWind.
Is Cleveland, TN in a flood zone?
High (FEMA NFIP). Parts of the area include FEMA flood zone AE; zones vary by location within the city.
What is the wildfire risk in Cleveland, TN?
Risk to homes is higher than 61% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Cleveland, TN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Cleveland, TN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Cleveland, TN?
25 schools (17 elementary, 3 middle, 3 high) (NCES, 2022-23).
Is Cleveland, TN walkable?
Walkability index: 6.8/20 (EPA Smart Location Database).
What is the cost of living in Cleveland, TN?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Cleveland

Selling a home in Cleveland, TN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents