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Area data

Holly springs, MS — ZIP 38635

Population: 15,503 (Census ACS)

The median home value in ZIP 38635 (Holly springs, MS) is $175,029 — down 2.7% over the past year. Homes sell for a median $224,950 after a median 100.5 days on market. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, earthquake, heatwave the top-rated hazards. Cost of living is 15.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$175,029

Median home value

-2.7%

1-year change

100.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$175,029
1-year appreciation
-2.7%
3-year appreciation
+1.6%
5-year appreciation
+4.1%
10-year appreciation
+59.5%
All-time peak (2025-04)
$181,746
House Price Index (state)
322.1 (+3.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$224,950
Median list price
$229,900
Median price per sqft
$128
1-year sale-price change
-25.0%
Median days on market
100.5 days
Homes sold (recent period)
28
For-sale inventory
62
Sale-to-list ratio
95.8%
Active listings
52
1-year forecast
0.0%
New listings (monthly)
10

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$705/mo
1BR fair-market rent
$882/mo
2BR fair-market rent
$1,046/mo
3BR fair-market rent
$1,360/mo
4BR fair-market rent
$1,569/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
85.0 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
3
Middle schools
2
High schools
4
School districts serving the area
HOLLY SPRINGS SCHOOL DIST, MARSHALL CO SCHOOL DIST
Schools include
HOLLY SPRINGS HIGH SCHOOL, HOLLY SPRINGS INTERMEDIATE SCHOOL, HOLLY SPRINGS PRIMARY SCHOOL, HOLLY SPRINGS CAREER & TECH CENTER, HOLLY SPRINGS JUNIOR HIGH SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, earthquake, heatWave, lightning, tornado
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 73% of US counties
Buildings in wildfire direct-exposure zone
88.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Ross Metals Inc. (19.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
64.0°F
Average high
73.0°F
Average low
54.0°F
Annual precipitation
50.3 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
13,967
Jobs reachable by transit (45 min)
13,095

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Brices Cross Roads National Battlefield Site (47 mi)
National parks include
Brices Cross Roads National Battlefield Site, Natchez Trace National Scenic Trail, Tupelo National Battlefield
Airports within 30 mi
22
Nearest airport
Thomas Field (3 mi)
Nearest major airport
University Oxford Airport (UOX) (27 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
ALLIANCE HEALTHCARE SYSTEM, INC
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+145 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,987
Housing built before 1970
18.5%
Housing built 2000 or later
32.7%
Median annual property tax
$1,345
Mean commute to work
30 min
Households with broadband internet
50.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,001
Average weekly wage
$917
Top industries (by employment)
Administrative Services, Construction, Accommodation & Food
Annual residential building permits (county)
306

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38635State medianUS median
Median home value$175,029$154,088$289,727
Median sale price$224,950$224,950$325,000
Median days on market101 days50 days51 days
Median annual property tax$1,345$859$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 38635?
$175,029.
What is the median sale price in ZIP 38635?
$224,950.
How long do homes take to sell in ZIP 38635?
Median days on market: 100.5 days.
What is typical rent in ZIP 38635?
2-bedroom fair-market rent: $1,046/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 38635?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, earthquake, heatWave, lightning, tornado.
Is ZIP 38635 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 38635?
Risk to homes is higher than 73% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38635?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38635?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 38635?
9 schools (3 elementary, 2 middle, 4 high) (NCES, 2022-23).
Is ZIP 38635 walkable?
Walkability index: 7.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 38635?
Regional Price Parity: 85.0 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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