How long do homes take to sell in ZIP 38685?

Median days on market: 40 days.

What is typical rent in ZIP 38685?

2-bedroom fair-market rent: $1,046/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).

What is the natural-hazard risk in ZIP 38685?

Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, heatWave, landslide, lightning, strongWind.

Is ZIP 38685 in a flood zone?

Minimal (FEMA NFIP). FEMA flood zone X.

What is the wildfire risk in ZIP 38685?

Risk to homes is higher than 69% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).

What is the radon potential in ZIP 38685?

Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.

Are there Superfund sites near ZIP 38685?

No current or proposed National Priorities List sites within 5 miles (EPA).

Is ZIP 38685 walkable?

Walkability index: 3.2/20 (EPA Smart Location Database).

What is the cost of living in ZIP 38685?

Regional Price Parity: 85.0 (100 = US average) (Low) (BEA RPP, metro/state-level).

REAIGENT7 is a listing platform for real estate agents — where every page answers buyer questions with 25+ public government, academic, and industry research datasets (FEMA, NOAA, Census, NCES, and more). AI handles the questions; the agent owns the relationship. Direct buyer contact forms, marketing tools, and lead management built in. No competing agents on your listing, no per-ZIP fees, no referral fees on close.

How does REAIGENT7 work for real estate agents?

Agents upload a property document — MLS sheet, flyer, appraisal, or any PDF — or enter listing details manually. REAIGENT7 creates a professional listing page they control in minutes. Every page includes AI chat that answers buyer questions 24/7, direct buyer contact forms, a photo gallery, and area insights. Works for MLS listings, pocket listings, and off-market properties. Agents share their link on social media, yard signs, email, and open-house flyers — and every buyer lands on their page.

How much does REAIGENT7 cost?

REAIGENT7 offers a 14-day free trial with no credit card required. The Standard plan is $79/month (or $790/year — 2 months free) for up to 5 active listings. The Pro plan is $129/month (or $1,290/year — 2 months free) for up to 15 active listings. All features are included on every plan.

Do I need a credit card to start?

No. The 14-day free trial requires no credit card. You can build listing pages, invite buyers, and collect leads without adding a payment method. You only add billing if you decide to keep your account after the trial.

Can buyers ask questions about a property on REAIGENT7?

Yes. Every REAIGENT7 listing page has an AI chat assistant grounded in the real property data the listing agent provides. Buyers can ask about pricing, square footage, HOA fees, neighborhood information, disclosure history, schools, and more. For binding decisions like offers, pricing negotiations, and legal matters, the AI defers to the licensed agent.

How does the AI know about my listing?

When you upload an MLS sheet, flyer, or property document, REAIGENT7 extracts the facts — price, beds, baths, square footage, features, HOA, condition — and uses them to ground a per-listing AI assistant. You can edit any extracted field before publishing. The AI only answers based on what you’ve provided; it never makes up information.

Does REAIGENT7 share my leads with other agents?

Never. Every lead — whether from the AI chat, a contact form, a showing request, or an open-house sign-in — goes directly to you. REAIGENT7 does not sell buyer information, does not route buyers to competing agents, and does not charge referral fees on leads.

Does REAIGENT7 replace me as the agent?

No. The AI answers buyer questions about the property and area — schools, flood risk, climate, commute, HOA — and captures qualification info (budget, timeline, financing) during natural conversation. It doesn’t run multi-month nurture campaigns or pretend to be the agent. When a buyer wants to engage with a real person, that’s you — with the AI’s conversation context already in your dashboard so you start a real conversation, not from scratch.

Can I use REAIGENT7 for pocket listings or off-market properties?

Yes. REAIGENT7 works for MLS listings, pocket listings, pre-MLS properties, and off-market sales. You control privacy settings per listing — you can hide a listing from the public browse page while keeping a direct share link or embed for targeted outreach.

What happens to my listings if I downgrade or cancel?

If you downgrade, your listings above the new plan’s limit are automatically unpublished (not deleted) on the day the downgrade takes effect — you can republish them if you upgrade again. If you cancel, your listings are unpublished and your data is retained so you can reactivate anytime. You can also delete your account entirely from Settings, which removes all data permanently.

How does lead pre-qualification actually work?

When a buyer chats with the AI, it naturally weaves in a few qualification questions based on context — budget range, timeline, financing type (cash, conventional, FHA, VA), and pre-approval status. The AI only asks about financial readiness and timeline; it never asks about family size, children, marital status, or any protected class. Qualified leads are flagged in your dashboard so you can prioritize serious buyers over casual browsers.

How fast can I set up a listing?

Go live in under five minutes. Upload an MLS sheet, flyer, or appraisal and the AI extracts the address, price, beds, baths, square footage, HOA, and school district automatically. You review the extracted facts, add photos, and publish. Manual entry also works if you prefer.

Can I send open house reports to sellers?

Yes. After every open house, you can send the seller a professional report with sign-in counts, top buyer questions, AI-identified gaps in the listing, and engagement insights — no buyer PII included. It’s a strong tool for listing presentations: show prospective sellers the real-time insights they’ll get on their own property.

How do I get my listing page in front of buyers?

Every listing comes with a QR code, direct share links, and embed codes for your website or blog. The Share hub also includes social caption and email drafts you can customize. Print the QR code on yard signs, flyers, and open-house handouts so buyers can scan and chat with the AI instantly.

Area data

Waterford, MS — ZIP 38685

Population: 1,301 (Census ACS)

The median home value in ZIP 38685 (Waterford, MS) is $190,862 — down 0.2% over the past year. Homes sell for a median $109,750 after a median 40 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, heatwave, landslide the top-rated hazards. Cost of living is 15.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$190,862

Median home value

-0.2%

1-year change

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value: $190,862
1-year appreciation: -0.2%
3-year appreciation: +7.2%
5-year appreciation: +7.2%
All-time peak (2026-04): $197,464
House Price Index (state): 322.1 (+3.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price: $109,750
Median list price: $75,000
Median price per sqft: $65
Median days on market: 40 days
Homes sold (recent period): 2
Sale-to-list ratio: 97.1%
1-year forecast: +0.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent: $705/mo
1BR fair-market rent: $882/mo
2BR fair-market rent: $1,046/mo
3BR fair-market rent: $1,360/mo
4BR fair-market rent: $1,569/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low): 85.0 (100 = US avg)
Electricity rate (state-level): 14.0¢/kWh
Natural gas rate (state-level): $16.60/MCF
30-year mortgage rate (national): 6.66%
15-year mortgage rate (national): 6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county): Relatively Low
Top hazards (county): coldWave, heatWave, landslide, lightning, strongWind
Notable hazard ratings (county): coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate · hurricane: Relatively Low
FEMA flood zone: X
Flood risk level: Minimal
Wildfire risk to homes (county): Higher than 69% of US counties
Buildings in wildfire direct-exposure zone: 71.0%
Radon potential (county): Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi: None

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature: 64.0°F
Average high: 73.0°F
Average low: 54.0°F
Annual precipitation: 58.3 in
USDA plant hardiness zone: 8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index: 3.2 / 20
Transit service frequency: -99,999
Jobs reachable by car (30 min): 1,034
Jobs reachable by transit (45 min): 1,620

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi: 3
Nearest national park: Brices Cross Roads National Battlefield Site (44 mi)
National parks include: Brices Cross Roads National Battlefield Site, Natchez Trace National Scenic Trail, Tupelo National Battlefield
Airports within 30 mi: 14
Nearest airport: University Oxford Airport (UOX) (15 mi)
Nearest major airport: University Oxford Airport (UOX) (15 mi)
Hospitals nearby (~15 mi): 2
Hospitals include: BAPTIST MEMORIAL HOSPITAL NORTH MS, ALLIANCE HEALTHCARE SYSTEM, INC
Avg hospital rating (CMS): 3.0 / 5
Best hospital rating nearby (CMS): 3.0 / 5
Solar radiation rating: Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county): -17 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built: 1,986
Housing built before 1970: 25.7%
Housing built 2000 or later: 17.0%
Median annual property tax: $1,795
Households with broadband internet: 34.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment: 17,951
Average weekly wage: $805
Top industries (by employment): Accommodation & Food, Health Care, Professional Services
Annual residential building permits (county): 250

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

	ZIP 38685	State median	US median
Median home value	$190,862	$154,088	$289,727
Median sale price	$109,750	$224,950	$325,000
Median days on market	40 days	50 days	51 days
Median annual property tax	$1,795	$859	$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 38685?: $190,862.
What is the median sale price in ZIP 38685?: $109,750.
How long do homes take to sell in ZIP 38685?: Median days on market: 40 days.
What is typical rent in ZIP 38685?: 2-bedroom fair-market rent: $1,046/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 38685?: Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, heatWave, landslide, lightning, strongWind.
Is ZIP 38685 in a flood zone?: Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 38685?: Risk to homes is higher than 69% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38685?: Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38685?: No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 38685 walkable?: Walkability index: 3.2/20 (EPA Smart Location Database).
What is the cost of living in ZIP 38685?: Regional Price Parity: 85.0 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Waterford, MS?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

See it on a demo listing Plans for agents

Data last updated

Most recent source refresh: Sep 2026. See all data sources →