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Area data

Louisville, KY — ZIP 40202

Population: 7,261 (Census ACS)

The median home value in ZIP 40202 (Louisville, KY) is $334,507 — up 5.4% over the past year. Homes sell for a median $340,000 after a median 110.5 days on market. Typical rent runs $1,203/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with tornado, coldwave, heatwave the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$334,507

Median home value

+5.4%

1-year change

110.5

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$334,507
1-year appreciation
+5.4%
3-year appreciation
+7.5%
5-year appreciation
+9.4%
10-year appreciation
+11.7%
All-time peak (2026-07)
$334,507
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$340,000
Median list price
$429,900
Median price per sqft
$238
1-year sale-price change
-6.2%
Median days on market
110.5 days
Homes sold (recent period)
6
For-sale inventory
22
Sale-to-list ratio
96.9%
Active listings
16
1-year forecast
+0.6%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,203/mo
1-year rent change
-2.7%
Studio fair-market rent
$1,060/mo
1BR fair-market rent
$1,140/mo
2BR fair-market rent
$1,390/mo
3BR fair-market rent
$1,780/mo
4BR fair-market rent
$2,070/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
0
Middle schools
0
High schools
2
Schools include
Ahrens Educational Resource Center, Ackerly, J. Graham Brown School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
tornado, coldWave, heatWave, iceStorm, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively High · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively High · inlandFlooding: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
25.3%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Tri-City Disposal Co. (14.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
68.0°F
Average low
49.0°F
Annual precipitation
40.6 in
Annual snowfall
3.9 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
55
Days with Good air quality
123
Days with Moderate air quality
226
Days with Unhealthy air quality
1
Highest AQI recorded (year)
171

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
18.3 / 20
Transit service frequency
89
Jobs reachable by car (30 min)
103,995
Jobs reachable by transit (45 min)
79,954

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Abraham Lincoln Birthplace National Historical Park (47 mi)
Airports within 30 mi
26
Nearest airport
Bowman Field (LOU) (5 mi)
Nearest major airport
Bowman Field (LOU) (5 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
UOFL HEALTH - JEWISH HOSPITAL and Mary & Elizabeth Hospital, NORTON HOSPITALS, INC, UNIVERSITY OF LOUISVILLE HOSPITAL
Avg hospital rating (CMS)
1.7 / 5
Best hospital rating nearby (CMS)
2.0 / 5
EV charging stations (within 10 mi)
24
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,475 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,969
Housing built before 1970
51.1%
Housing built 2000 or later
32.4%
Median annual property tax
$2,717
Households with broadband internet
59.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
437,295
Average weekly wage
$1,320
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
1,173

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40202State medianUS median
Median home value$334,507$169,157$289,727
Median sale price$340,000$234,500$325,000
Median days on market111 days57 days51 days
Typical rent$1,203/mo$1,378/mo$1,808/mo
Median annual property tax$2,717$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40202?
$334,507.
What is the median sale price in ZIP 40202?
$340,000.
How long do homes take to sell in ZIP 40202?
Median days on market: 110.5 days.
What is typical rent in ZIP 40202?
Typical rent: $1,203/month.
What is the natural-hazard risk in ZIP 40202?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: tornado, coldWave, heatWave, iceStorm, inlandFlooding.
Is ZIP 40202 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 40202?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40202?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40202?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 40202?
3 schools (2 high) (NCES, 2022-23).
Is ZIP 40202 walkable?
Walkability index: 18.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 40202?
Moderate. Median AQI: 55. (EPA AQI).
What is the cost of living in ZIP 40202?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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