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KY area data

Louisville, KY

Aggregated across 16 ZIP codes in Louisville.

Population: 297,280 (Census ACS)

The median home value in Louisville, KY is $219,671 — up 1.6% over the past year. Homes sell for a median $198,092 after a median 84 days on market. Typical rent runs $1,272/month. 70 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with tornado, coldwave, heatwave the top-rated hazards. Cost of living is 11.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$219,671

Median home value

+1.6%

1-year change

84

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$219,671
1-year appreciation
+1.6%
3-year appreciation
+15.2%
5-year appreciation
+25.6%
10-year appreciation
+108.3%
All-time peak (2026-07)
$221,635
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$198,092
Median list price
$227,940
Median price per sqft
$150
1-year sale-price change
-7.1%
Median days on market
84 days
Homes sold (recent period)
43
For-sale inventory
1,283
Sale-to-list ratio
98.0%
Active listings
49
1-year forecast
+1.3%
Days to pending
44 days
New listings (monthly)
456

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,272/mo
1-year rent change
+1.6%
Studio fair-market rent
$969/mo
1BR fair-market rent
$1,049/mo
2BR fair-market rent
$1,274/mo
3BR fair-market rent
$1,631/mo
4BR fair-market rent
$1,894/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.6 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
70
Elementary schools
36
Middle schools
11
High schools
13
Schools include
Ahrens Educational Resource Center, Ackerly, J. Graham Brown School, Central High Magnet Career Academy, Engelhard Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
tornado, coldWave, heatWave, iceStorm, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively High · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively High · inlandFlooding: Relatively High
FEMA flood zone (varies by location)
includes AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
25.3%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Tri-City Disposal Co. (7.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.7°F
Average high
68.4°F
Average low
49.1°F
Annual precipitation
46.2 in
Annual snowfall
7.4 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
55
Days with Good air quality
127
Days with Moderate air quality
222
Days with Unhealthy air quality
1
Highest AQI recorded (year)
170

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
13.7 / 20
Transit service frequency
-19,763
Jobs reachable by car (30 min)
97,298
Jobs reachable by transit (45 min)
73,816

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
17
Nearest national park
Abraham Lincoln Birthplace National Historical Park (40 mi)
National parks include
Abraham Lincoln Birthplace National Historical Park, Camp Nelson National Monument
Airports within 30 mi
383
Nearest airport
Louisville Muhammad Ali International Airport (SDF) (1 mi)
Nearest major airport
Louisville Muhammad Ali International Airport (SDF) (1 mi)
Hospitals nearby (~15 mi)
14
Hospitals include
UOFL HEALTH - JEWISH HOSPITAL and Mary & Elizabeth Hospital, NORTON HOSPITALS, INC, UNIVERSITY OF LOUISVILLE HOSPITAL
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
4.8 / 5
EV charging stations (within 10 mi)
26
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,475 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,955
Housing built before 1970
62.6%
Housing built 2000 or later
12.9%
Median annual property tax
$1,905
Mean commute to work
18 min
Households with broadband internet
66.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
437,295
Average weekly wage
$1,320
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
1,173

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

LouisvilleState medianUS median
Median home value$219,671$169,157$289,727
Median sale price$198,092$234,500$325,000
Median days on market84 days57 days51 days
Typical rent$1,272/mo$1,378/mo$1,808/mo
Median annual property tax$1,905$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Louisville, KY?
$219,671.
What is the median sale price in Louisville, KY?
$198,092.
How long do homes take to sell in Louisville, KY?
Median days on market: 84 days.
What is typical rent in Louisville, KY?
Typical rent: $1,272/month.
What is the natural-hazard risk in Louisville, KY?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: tornado, coldWave, heatWave, iceStorm, inlandFlooding.
Is Louisville, KY in a flood zone?
High (FEMA NFIP). Parts of the area include FEMA flood zone AE; zones vary by location within the city.
What is the wildfire risk in Louisville, KY?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Louisville, KY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Louisville, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Louisville, KY?
70 schools (36 elementary, 11 middle, 13 high) (NCES, 2022-23).
Is Louisville, KY walkable?
Walkability index: 13.7/20 (EPA Smart Location Database).
What is the air quality in Louisville, KY?
Moderate. Median AQI: 55. (EPA AQI).
What is the cost of living in Louisville, KY?
Regional Price Parity: 88.6 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP codes in Louisville

Selling a home in Louisville, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents