Area data
Louisville, KY — ZIP 40209
Population: 639 (Census ACS)
The median home value in ZIP 40209 (Louisville, KY) is $123,859 — up 7.5% over the past year. Homes sell for a median $115,500 after a median 51 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with tornado, coldwave, heatwave the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).
$123,859
Median home value
+7.5%
1-year change
51
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $123,859
- 1-year appreciation
- +7.5%
- 3-year appreciation
- +30.5%
- All-time peak (2026-07)
- $123,859
- House Price Index (state)
- 396.0 (+2.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $115,500
- Median list price
- $159,000
- Median price per sqft
- $88
- 1-year sale-price change
- -31.7%
- Median days on market
- 51 days
- Homes sold (recent period)
- 1
- Sale-to-list ratio
- 116.7%
- Active listings
- 3
- 1-year forecast
- +1.5%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $870/mo
- 1BR fair-market rent
- $950/mo
- 2BR fair-market rent
- $1,150/mo
- 3BR fair-market rent
- $1,470/mo
- 4BR fair-market rent
- $1,710/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 1
- Elementary schools
- 0
- Middle schools
- 0
- High schools
- 0
- Schools include
- Churchill Park School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- tornado, coldWave, heatWave, iceStorm, inlandFlooding
- Notable hazard ratings (county)
- coldWave: Relatively High · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively High · inlandFlooding: Relatively High
- FEMA flood zone
- A21
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 12% of US counties
- Buildings in wildfire direct-exposure zone
- 25.3%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Tri-City Disposal Co. (9.9 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 58.5°F
- Average high
- 68.5°F
- Average low
- 49.5°F
- Annual precipitation
- 52.1 in
- Annual snowfall
- 13.4 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 55
- Days with Good air quality
- 123
- Days with Moderate air quality
- 226
- Days with Unhealthy air quality
- 1
- Highest AQI recorded (year)
- 171
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 3.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 67,205
- Jobs reachable by transit (45 min)
- 45,316
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Abraham Lincoln Birthplace National Historical Park (42 mi)
- Airports within 30 mi
- 22
- Nearest airport
- Louisville Muhammad Ali International Airport (SDF) (2 mi)
- Nearest major airport
- Louisville Muhammad Ali International Airport (SDF) (2 mi)
- Hospitals nearby (~15 mi)
- 13
- Hospitals include
- NORTON CLARK HOSPITAL, WELLSTONE REGIONAL HOSPITAL, BAPTIST HEALTH FLOYD
- Avg hospital rating (CMS)
- 2.7 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 16
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -1,475 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,954
- Housing built before 1970
- 71.5%
- Housing built 2000 or later
- 17.8%
- Median annual property tax
- $1,320
- Households with broadband internet
- 78.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 437,295
- Average weekly wage
- $1,320
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 1,173
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 40209 | State median | US median | |
|---|---|---|---|
| Median home value | $123,859 | $169,157 | $289,727 |
| Median sale price | $115,500 | $234,500 | $325,000 |
| Median days on market | 51 days | 57 days | 51 days |
| Median annual property tax | $1,320 | $921 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 40209?
- $123,859.
- What is the median sale price in ZIP 40209?
- $115,500.
- How long do homes take to sell in ZIP 40209?
- Median days on market: 51 days.
- What is typical rent in ZIP 40209?
- 2-bedroom fair-market rent: $1,150/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 40209?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: tornado, coldWave, heatWave, iceStorm, inlandFlooding.
- Is ZIP 40209 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A21.
- What is the wildfire risk in ZIP 40209?
- Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 40209?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 40209?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 40209?
- 1 schools (NCES, 2022-23).
- Is ZIP 40209 walkable?
- Walkability index: 3.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 40209?
- Moderate. Median AQI: 55. (EPA AQI).
- What is the cost of living in ZIP 40209?
- Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →