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Area data

Louisville, KY — ZIP 40280

Population: 182 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with tornado, coldwave, heatwave the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$1,060/mo
1BR fair-market rent
$1,150/mo
2BR fair-market rent
$1,400/mo
3BR fair-market rent
$1,790/mo
4BR fair-market rent
$2,080/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
tornado, coldWave, heatWave, iceStorm, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively High · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively High · inlandFlooding: Relatively High
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
25.3%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Tri-City Disposal Co. (14.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.5°F
Average high
68.5°F
Average low
49.5°F
Annual precipitation
52.1 in
Annual snowfall
13.4 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
50
Days with Good air quality
186
Days with Moderate air quality
168
Days with Unhealthy air quality
1
Highest AQI recorded (year)
156

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Abraham Lincoln Birthplace National Historical Park (46 mi)
Airports within 30 mi
27
Nearest airport
Bowman Field (LOU) (2 mi)
Nearest major airport
Bowman Field (LOU) (2 mi)
Hospitals nearby (~15 mi)
24
Hospitals include
NORTON CLARK HOSPITAL, WELLSTONE REGIONAL HOSPITAL, BAPTIST HEALTH FLOYD
Avg hospital rating (CMS)
2.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
200
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Housing built before 1970
0.0%
Housing built 2000 or later
0.0%
Households with broadband internet
0.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
437,295
Average weekly wage
$1,320
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
1,173

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is typical rent in ZIP 40280?
2-bedroom fair-market rent: $1,400/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 40280?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: tornado, coldWave, heatWave, iceStorm, inlandFlooding.
What is the wildfire risk in ZIP 40280?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40280?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40280?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 40280?
Good. Median AQI: 50. (EPA AQI).
What is the cost of living in ZIP 40280?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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