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Area data

Fancy farm, KY — ZIP 42039

Population: 1,694 (Census ACS)

The median home value in ZIP 42039 (Fancy farm, KY) is $172,598 — down 5.0% over the past year. Homes sell for a median $133,900 after a median 79 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, strongwind, coldwave the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$172,598

Median home value

-5.0%

1-year change

79

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$172,598
1-year appreciation
-5.0%
3-year appreciation
+14.4%
5-year appreciation
+34.6%
10-year appreciation
+108.3%
All-time peak (2025-06)
$182,401
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$133,900
Median list price
$141,950
1-year sale-price change
-48.5%
Median days on market
79 days
Homes sold (recent period)
1
Sale-to-list ratio
97.1%
Active listings
3

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$701/mo
1BR fair-market rent
$876/mo
2BR fair-market rent
$1,089/mo
3BR fair-market rent
$1,416/mo
4BR fair-market rent
$1,634/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Fancy Farm Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, strongWind, coldWave, drought, earthquake
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively High
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 22% of US counties
Buildings in wildfire direct-exposure zone
73.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Paducah Gaseous Diffusion Plant (USDOE) (22.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
62.0°F
Average high
71.0°F
Average low
52.0°F
Annual precipitation
42.6 in
Annual snowfall
2.7 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,767
Jobs reachable by transit (45 min)
3,295

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Donelson National Battlefield (54 mi)
Airports within 30 mi
12
Nearest airport
Terry Field (8 mi)
Nearest major airport
Barkley Regional Airport (PAH) (19 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
JACKSON PURCHASE MEDICAL CENTER
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-116 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,983
Housing built before 1970
31.1%
Housing built 2000 or later
28.7%
Median annual property tax
$1,081
Mean commute to work
23 min
Households with broadband internet
72.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,703
Average weekly wage
$944
Top industries (by employment)
Health Care, Accommodation & Food, Wholesale Trade
Annual residential building permits (county)
9

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 42039State medianUS median
Median home value$172,598$169,157$289,727
Median sale price$133,900$234,500$325,000
Median days on market79 days57 days51 days
Median annual property tax$1,081$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 42039?
$172,598.
What is the median sale price in ZIP 42039?
$133,900.
How long do homes take to sell in ZIP 42039?
Median days on market: 79 days.
What is typical rent in ZIP 42039?
2-bedroom fair-market rent: $1,089/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42039?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, coldWave, drought, earthquake.
Is ZIP 42039 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 42039?
Risk to homes is higher than 22% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42039?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42039?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 42039?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 42039 walkable?
Walkability index: 4.7/20 (EPA Smart Location Database).
What is the cost of living in ZIP 42039?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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