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Area data

Cambridge, MN — ZIP 55008

Population: 16,729 (Census ACS)

The typical home value in ZIP 55008 (Cambridge, MN) is $328,620 — up 1.5% over the past year. Homes sell for a median $347,793 after a median 30 days on market. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 1.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$328,620

Typical home value

+1.5%

1-year change

30

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$328,620
1-year appreciation
+1.5%
3-year appreciation
+4.9%
5-year appreciation
+13.8%
10-year appreciation
+78.2%
Peak value since 2000 (Sep 2026)
$328,620
House Price Index (state)
442.4 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$347,793
Median list price
$346,357
Median price per sqft
$184
1-year sale-price change
+5.9%
Median days on market
30 days
Homes sold (recent period)
84
For-sale inventory
66
Sale-to-list ratio
100.4%
Active listings
71
1-year forecast
+1.5%
Days to pending
28 days
New listings (monthly)
23

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,265/mo
1BR fair-market rent
$1,427/mo
2BR fair-market rent
$1,734/mo
3BR fair-market rent
$2,264/mo
4BR fair-market rent
$2,538/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
98.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
3
Middle schools
1
High schools
3
Avg student-teacher ratio
18.4 : 1
School districts serving the area
RUM RIVER SPECIAL EDUCATION COOP, Cambridge-Isanti Public School Dist
Schools include
RUM RIVER SOUTH, Rum River East Education Program, Cambridge-Isanti High School, Cambridge Primary School, Cambridge Intermediate School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Notable hazard ratings (county)
hail: Relatively Low · drought: Relatively Low · tornado: Relatively Low · cold wave: Relatively Low · ice storm: Relatively Low · wildfire: Relatively Low
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
4
Wildfire risk to homes (county)
Higher than 44% of US counties
Buildings in wildfire direct-exposure zone
73.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
South Andover Site (24.4 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
44.0°F
Average high
55.0°F
Average low
33.0°F
Annual precipitation
32.9 in
Annual snowfall
35.7 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
8,420
Jobs reachable by transit (45 min)
12,235

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Mississippi National River & Recreation Area (44 mi)
National parks include
Mississippi National River & Recreation Area, Saint Croix National Scenic Riverway
Airports within 30 mi
27
Nearest airport
Cambridge Municipal Airport (1 mi)
Nearest major airport
Saint Cloud Regional Airport (STC) (38 mi)
Hospitals in or near this ZIP
1
Hospitals include
CAMBRIDGE MEDICAL CENTER
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+260 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1989
Housing built before 1970
25.9%
Housing built 2000 or later
36.0%
Median annual property tax
$3,292
Mean commute to work
27 min
Households with broadband internet
73.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,094
Average weekly wage
$975
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
276

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 55008State medianUS median
Typical home value$328,620$298,060$285,053
Median sale price$347,793$303,661$319,906
Median days on market30 days35 days48 days
Median annual property tax$3,292$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 55008?
$328,620.
What is the median sale price in ZIP 55008?
$347,793.
How long do homes take to sell in ZIP 55008?
Median days on market: 30 days.
What is typical rent in ZIP 55008?
2-bedroom fair-market rent: $1,734/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 55008?
Overall risk: Very Low (FEMA NRI, county-level).
Is ZIP 55008 in a flood zone?
Flood zones vary by property within ZIP 55008. 4 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 55008?
Risk to homes is higher than 44% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 55008?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 55008?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 55008?
10 schools (3 elementary, 1 middle, 3 high) (NCES, 2024-25).
Is ZIP 55008 walkable?
Walkability index: 7.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 55008?
Regional Price Parity: 98.6 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents