MN area data
Cambridge, MN
Cambridge, MN.
Population: 16,729 (Census ACS)
The median home value in Cambridge, MN is $332,587 — up 1.4% over the past year. Homes sell for a median $216,680 after a median 41.5 days on market. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 2.5% below the US average (BEA, metro/state-level).
$332,587
Median home value
+1.4%
1-year change
41.5
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $332,587
- 1-year appreciation
- +1.4%
- 3-year appreciation
- +5.2%
- 5-year appreciation
- +15.1%
- 10-year appreciation
- +79.5%
- All-time peak (2026-04)
- $333,455
- House Price Index (state)
- 429.3 (+3.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $216,680
- Median list price
- $274,950
- Median price per sqft
- $158
- 1-year sale-price change
- +5.4%
- Median days on market
- 41.5 days
- Homes sold (recent period)
- 6
- For-sale inventory
- 69
- Sale-to-list ratio
- 99.9%
- Active listings
- 7
- 1-year forecast
- -0.4%
- Days to pending
- 49 days
- New listings (monthly)
- 28
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $754/mo
- 1BR fair-market rent
- $943/mo
- 2BR fair-market rent
- $1,176/mo
- 3BR fair-market rent
- $1,529/mo
- 4BR fair-market rent
- $1,764/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 97.5 (100 = US avg)
- Electricity rate (state-level)
- 15.8¢/kWh
- Natural gas rate (state-level)
- $11.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 9
- Elementary schools
- 3
- Middle schools
- 1
- High schools
- 3
- School districts serving the area
- RUM RIVER SPECIAL EDUCATION COOP, CAMBRIDGE-ISANTI PUBLIC SCHOOL DIST
- Schools include
- RUM RIVER SOUTH, Rum River East Education Program, CAMBRIDGE-ISANTI HIGH SCHOOL, CAMBRIDGE PRIMARY SCHOOL, CAMBRIDGE INTERMEDIATE SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Low · hail: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively Low
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 44% of US counties
- Buildings in wildfire direct-exposure zone
- 73.2%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- South Andover Site (24.4 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 44.0°F
- Average high
- 54.0°F
- Average low
- 33.0°F
- Annual precipitation
- 30.4 in
- USDA plant hardiness zone
- 4b (extreme annual low -25 to -20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 7.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 8,420
- Jobs reachable by transit (45 min)
- 12,235
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Mississippi National River & Recreation Area (44 mi)
- National parks include
- Mississippi National River & Recreation Area, Saint Croix National Scenic Riverway
- Airports within 30 mi
- 28
- Nearest airport
- Cambridge Municipal Airport (1 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- CAMBRIDGE MEDICAL CENTER
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +260 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,989
- Housing built before 1970
- 25.9%
- Housing built 2000 or later
- 36.0%
- Median annual property tax
- $3,292
- Mean commute to work
- 27 min
- Households with broadband internet
- 73.4%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 9,734
- Average weekly wage
- $913
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 164
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Cambridge | State median | US median | |
|---|---|---|---|
| Median home value | $332,587 | $304,931 | $289,727 |
| Median sale price | $216,680 | $315,500 | $325,000 |
| Median days on market | 42 days | 39 days | 51 days |
| Median annual property tax | $3,292 | $2,128 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Cambridge, MN?
- $332,587.
- What is the median sale price in Cambridge, MN?
- $216,680.
- How long do homes take to sell in Cambridge, MN?
- Median days on market: 41.5 days.
- What is typical rent in Cambridge, MN?
- 2-bedroom fair-market rent: $1,176/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Cambridge, MN?
- Overall risk: Very Low (FEMA NRI, county-level).
- Is Cambridge, MN in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in Cambridge, MN?
- Risk to homes is higher than 44% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Cambridge, MN?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Cambridge, MN?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Cambridge, MN?
- 9 schools (3 elementary, 1 middle, 3 high) (NCES, 2022-23).
- Is Cambridge, MN walkable?
- Walkability index: 7.5/20 (EPA Smart Location Database).
- What is the cost of living in Cambridge, MN?
- Regional Price Parity: 97.5 (100 = US average) (Average) (BEA RPP, metro/state-level).
ZIP code for Cambridge
Selling a home in Cambridge, MN?
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →