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Area data

Spearfish, SD — ZIP 57783

Population: 17,248 (Census ACS)

The median home value in ZIP 57783 (Spearfish, SD) is $459,739 — down 1.0% over the past year. Homes sell for a median $499,900 after a median 84 days on market. Typical rent runs $1,370/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winterweather, hail, lightning the top-rated hazards. Cost of living is 10.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$459,739

Median home value

-1.0%

1-year change

84

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$459,739
1-year appreciation
-1.0%
3-year appreciation
+3.9%
5-year appreciation
+23.1%
10-year appreciation
+72.0%
All-time peak (2026-02)
$466,268
House Price Index (state)
496.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$499,900
Median list price
$675,000
Median price per sqft
$223
1-year sale-price change
+4.1%
Median days on market
84 days
Homes sold (recent period)
44
For-sale inventory
93
Sale-to-list ratio
97.2%
Active listings
87
1-year forecast
+1.0%
Days to pending
78 days
New listings (monthly)
25

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,370/mo
Studio fair-market rent
$767/mo
1BR fair-market rent
$959/mo
2BR fair-market rent
$1,218/mo
3BR fair-market rent
$1,584/mo
4BR fair-market rent
$1,828/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.0 (100 = US avg)
Electricity rate (state-level)
13.4¢/kWh
Natural gas rate (state-level)
$9.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
3
Middle schools
3
High schools
3
School districts serving the area
Spearfish School District 40-2, Black Hills Special Services Cooperative
Schools include
West Elementary - 03, Creekside Elementary - 07, Spearfish Middle School - 05, Spearfish High School - 01, Mountain View Elementary - 08

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
winterWeather, hail, lightning, strongWind, wildfire
Notable hazard ratings (county)
coldWave: Relatively Low · hail: Relatively Moderate · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Moderate · strongWind: Relatively Moderate
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 81% of US counties
Buildings in wildfire direct-exposure zone
60.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Gilt Edge Mine (15.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
58.0°F
Average low
35.0°F
Annual precipitation
23.3 in
Annual snowfall
79.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
11.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,357
Jobs reachable by transit (45 min)
219

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Devils Tower National Monument (40 mi)
National parks include
Devils Tower National Monument, Mount Rushmore National Memorial, Jewel Cave National Monument
Airports within 30 mi
7
Nearest airport
Mitchell's Strip (7 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
MONUMENT HEALTH SPEARFISH HOSPITAL
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+502 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,990
Housing built before 1970
22.9%
Housing built 2000 or later
37.4%
Median annual property tax
$3,181
Mean commute to work
16 min
Households with broadband internet
75.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,745
Average weekly wage
$944
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
196

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 57783State medianUS median
Median home value$459,739$306,725$289,727
Median sale price$499,900$287,750$325,000
Median days on market84 days58 days51 days
Typical rent$1,370/mo$1,302/mo$1,808/mo
Median annual property tax$3,181$1,656$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 57783?
$459,739.
What is the median sale price in ZIP 57783?
$499,900.
How long do homes take to sell in ZIP 57783?
Median days on market: 84 days.
What is typical rent in ZIP 57783?
Typical rent: $1,370/month.
What is the natural-hazard risk in ZIP 57783?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winterWeather, hail, lightning, strongWind, wildfire.
Is ZIP 57783 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 57783?
Risk to homes is higher than 81% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 57783?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 57783?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 57783?
9 schools (3 elementary, 3 middle, 3 high) (NCES, 2022-23).
Is ZIP 57783 walkable?
Walkability index: 11.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 57783?
Regional Price Parity: 90.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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