Skip to main content

SD area data

Spearfish, SD

Aggregated across 2 ZIP codes in Spearfish.

Population: 17,816 (Census ACS)

The median home value in Spearfish, SD is $459,739 — down 1.0% over the past year. Homes sell for a median $499,900 after a median 84 days on market. Typical rent runs $1,370/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winterweather, hail, lightning the top-rated hazards. Cost of living is 10.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$459,739

Median home value

-1.0%

1-year change

84

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$459,739
1-year appreciation
-1.0%
3-year appreciation
+3.9%
5-year appreciation
+23.1%
10-year appreciation
+72.0%
All-time peak (2026-02)
$466,268
House Price Index (state)
496.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$499,900
Median list price
$675,000
Median price per sqft
$223
1-year sale-price change
+4.2%
Median days on market
84 days
Homes sold (recent period)
44
For-sale inventory
93
Sale-to-list ratio
97.0%
Active listings
87
1-year forecast
+1.0%
Days to pending
78 days
New listings (monthly)
25

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,370/mo
Studio fair-market rent
$767/mo
1BR fair-market rent
$959/mo
2BR fair-market rent
$1,218/mo
3BR fair-market rent
$1,584/mo
4BR fair-market rent
$1,828/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
89.3 (100 = US avg)
Electricity rate (state-level)
13.4¢/kWh
Natural gas rate (state-level)
$9.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
3
Middle schools
3
High schools
3
School districts serving the area
Spearfish School District 40-2, Black Hills Special Services Cooperative
Schools include
West Elementary - 03, Creekside Elementary - 07, Spearfish Middle School - 05, Spearfish High School - 01, Mountain View Elementary - 08

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
winterWeather, hail, lightning, strongWind, wildfire
Notable hazard ratings (county)
coldWave: Relatively Low · hail: Relatively Moderate · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Moderate · strongWind: Relatively Moderate
FEMA flood zone (varies by location)
includes A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 81% of US counties
Buildings in wildfire direct-exposure zone
60.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Gilt Edge Mine (15.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
58.0°F
Average low
35.0°F
Annual precipitation
23.3 in
Annual snowfall
79.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
11.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,357
Jobs reachable by transit (45 min)
219

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
6
Nearest national park
Devils Tower National Monument (40 mi)
National parks include
Devils Tower National Monument, Mount Rushmore National Memorial, Jewel Cave National Monument
Airports within 30 mi
13
Nearest airport
Black Hills Airport-Clyde Ice Field (SPF) (4 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
MONUMENT HEALTH SPEARFISH HOSPITAL, VA BLACK HILLS HEALTHCARE SYSTEM, MONUMENT HEALTH RAPID CITY HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
3
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+502 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,990
Housing built before 1970
22.9%
Housing built 2000 or later
37.4%
Median annual property tax
$3,181
Mean commute to work
16 min
Households with broadband internet
75.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,745
Average weekly wage
$944
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
196

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

SpearfishState medianUS median
Median home value$459,739$306,725$289,727
Median sale price$499,900$287,750$325,000
Median days on market84 days58 days51 days
Typical rent$1,370/mo$1,302/mo$1,808/mo
Median annual property tax$3,181$1,656$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Spearfish, SD?
$459,739.
What is the median sale price in Spearfish, SD?
$499,900.
How long do homes take to sell in Spearfish, SD?
Median days on market: 84 days.
What is typical rent in Spearfish, SD?
Typical rent: $1,370/month.
What is the natural-hazard risk in Spearfish, SD?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winterWeather, hail, lightning, strongWind, wildfire.
Is Spearfish, SD in a flood zone?
High (FEMA NFIP). Parts of the area include FEMA flood zone A; zones vary by location within the city.
What is the wildfire risk in Spearfish, SD?
Risk to homes is higher than 81% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Spearfish, SD?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Spearfish, SD?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Spearfish, SD?
9 schools (3 elementary, 3 middle, 3 high) (NCES, 2022-23).
Is Spearfish, SD walkable?
Walkability index: 11.3/20 (EPA Smart Location Database).
What is the cost of living in Spearfish, SD?
Regional Price Parity: 89.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Spearfish

Selling a home in Spearfish, SD?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents