Area data
Cumby, TX — ZIP 75433
Population: 3,359 (Census ACS)
The median home value in ZIP 75433 (Cumby, TX) is $310,467 — down 6.2% over the past year. Homes sell for a median $278,250 after a median 209 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, strongwind, tornado the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).
$310,467
Median home value
-6.2%
1-year change
209
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $310,467
- 1-year appreciation
- -6.2%
- 3-year appreciation
- -15.6%
- All-time peak (2023-09)
- $369,873
- House Price Index (state)
- 440.1 (-0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $278,250
- Median list price
- $274,000
- Median price per sqft
- $157
- 1-year sale-price change
- -5.0%
- Median days on market
- 209 days
- Homes sold (recent period)
- 10
- For-sale inventory
- 16
- Sale-to-list ratio
- 95.0%
- Active listings
- 14
- 1-year forecast
- -3.2%
- New listings (monthly)
- 4
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $910/mo
- 1BR fair-market rent
- $970/mo
- 2BR fair-market rent
- $1,130/mo
- 3BR fair-market rent
- $1,420/mo
- 4BR fair-market rent
- $1,810/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 96.5 (100 = US avg)
- Electricity rate (state-level)
- 15.5¢/kWh
- Natural gas rate (state-level)
- $19.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 1
- School districts serving the area
- CUMBY COLLEGIATE ISD, MILLER GROVE ISD
- Schools include
- CUMBY EL, CUMBY COLLEGIATE H S, MILLER GROVE SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- iceStorm, strongWind, tornado, coldWave, drought
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively High · inlandFlooding: Relatively Low
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 64% of US counties
- Buildings in wildfire direct-exposure zone
- 73.8%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 44.3 in
- USDA plant hardiness zone
- 8b (extreme annual low 15 to 20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 3.8 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 3,861
- Jobs reachable by transit (45 min)
- 4,860
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 32
- Nearest airport
- Morris Manor Airport (4 mi)
- Nearest major airport
- Van Zandt County Regional Airport (31 mi)
- Hospitals nearby (~15 mi)
- 3
- Hospitals include
- CHRISTUS MOTHER FRANCES HOSPITAL SULPHUR SPRINGS, HUNT REGIONAL MEDICAL CENTER, GLEN OAKS HOSPITAL
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Good (4.6 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +241 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,991
- Housing built before 1970
- 22.2%
- Housing built 2000 or later
- 42.2%
- Median annual property tax
- $2,063
- Mean commute to work
- 26 min
- Households with broadband internet
- 58.8%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 11,971
- Average weekly wage
- $1,018
- Top industries (by employment)
- Wholesale Trade, Health Care, Accommodation & Food
- Annual residential building permits (county)
- 3
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 75433 | State median | US median | |
|---|---|---|---|
| Median home value | $310,467 | $260,151 | $289,727 |
| Median sale price | $278,250 | $285,000 | $325,000 |
| Median days on market | 209 days | 71 days | 51 days |
| Median annual property tax | $2,063 | $2,390 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 75433?
- $310,467.
- What is the median sale price in ZIP 75433?
- $278,250.
- How long do homes take to sell in ZIP 75433?
- Median days on market: 209 days.
- What is typical rent in ZIP 75433?
- 2-bedroom fair-market rent: $1,130/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 75433?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, tornado, coldWave, drought.
- Is ZIP 75433 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 75433?
- Risk to homes is higher than 64% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 75433?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 75433?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 75433?
- 3 schools (1 elementary, 1 high) (NCES, 2022-23).
- Is ZIP 75433 walkable?
- Walkability index: 3.8/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 75433?
- Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →