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TX area data

Cumby, TX

Cumby, TX.

Population: 3,359 (Census ACS)

The median home value in Cumby, TX is $310,467 — down 6.2% over the past year. Homes sell for a median $278,250 after a median 209 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, strongwind, tornado the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$310,467

Median home value

-6.2%

1-year change

209

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$310,467
1-year appreciation
-6.2%
3-year appreciation
-15.6%
All-time peak (2023-09)
$369,873
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$278,250
Median list price
$274,000
Median price per sqft
$157
1-year sale-price change
-5.0%
Median days on market
209 days
Homes sold (recent period)
10
For-sale inventory
16
Sale-to-list ratio
95.0%
Active listings
14
1-year forecast
-3.2%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$910/mo
1BR fair-market rent
$970/mo
2BR fair-market rent
$1,130/mo
3BR fair-market rent
$1,420/mo
4BR fair-market rent
$1,810/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
0
High schools
1
School districts serving the area
CUMBY COLLEGIATE ISD, MILLER GROVE ISD
Schools include
CUMBY EL, CUMBY COLLEGIATE H S, MILLER GROVE SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, strongWind, tornado, coldWave, drought
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively High · inlandFlooding: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 64% of US counties
Buildings in wildfire direct-exposure zone
73.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
44.3 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,861
Jobs reachable by transit (45 min)
4,860

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
32
Nearest airport
Morris Manor Airport (4 mi)
Nearest major airport
Van Zandt County Regional Airport (31 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
CHRISTUS MOTHER FRANCES HOSPITAL SULPHUR SPRINGS, HUNT REGIONAL MEDICAL CENTER, GLEN OAKS HOSPITAL
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+241 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,991
Housing built before 1970
22.2%
Housing built 2000 or later
42.2%
Median annual property tax
$2,063
Mean commute to work
26 min
Households with broadband internet
58.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,971
Average weekly wage
$1,018
Top industries (by employment)
Wholesale Trade, Health Care, Accommodation & Food
Annual residential building permits (county)
3

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CumbyState medianUS median
Median home value$310,467$260,151$289,727
Median sale price$278,250$285,000$325,000
Median days on market209 days71 days51 days
Median annual property tax$2,063$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Cumby, TX?
$310,467.
What is the median sale price in Cumby, TX?
$278,250.
How long do homes take to sell in Cumby, TX?
Median days on market: 209 days.
What is typical rent in Cumby, TX?
2-bedroom fair-market rent: $1,130/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Cumby, TX?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, tornado, coldWave, drought.
Is Cumby, TX in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Cumby, TX?
Risk to homes is higher than 64% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Cumby, TX?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Cumby, TX?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Cumby, TX?
3 schools (1 elementary, 1 high) (NCES, 2022-23).
Is Cumby, TX walkable?
Walkability index: 3.8/20 (EPA Smart Location Database).
What is the cost of living in Cumby, TX?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

ZIP code for Cumby

Selling a home in Cumby, TX?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents