Skip to main content

Area data

Temple, TX — ZIP 76504

Population: 26,166 (Census ACS)

The median home value in ZIP 76504 (Temple, TX) is $189,425 — down 5.0% over the past year. Homes sell for a median $205,000 after a median 115 days on market. Typical rent runs $1,244/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, coldwave, hail the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$189,425

Median home value

-5.0%

1-year change

115

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$189,425
1-year appreciation
-5.0%
3-year appreciation
-8.5%
5-year appreciation
+10.3%
10-year appreciation
+84.4%
All-time peak (2022-10)
$213,149
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$205,000
Median list price
$399,000
Median price per sqft
$88
1-year sale-price change
-44.6%
Median days on market
115 days
Homes sold (recent period)
1
For-sale inventory
126
Sale-to-list ratio
91.1%
Active listings
5
1-year forecast
-0.6%
Days to pending
123 days
New listings (monthly)
25

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,244/mo
1-year rent change
-1.1%
Studio fair-market rent
$828/mo
1BR fair-market rent
$1,035/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,640/mo
4BR fair-market rent
$1,892/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
3
Middle schools
1
High schools
2
Schools include
MERIDITH-DUNBAR EARLY CHILDHOOD ACADEMY, SCOTT EL, TEMPLE H S, TRAVIS SCIENCE ACADEMY, WESTERN HILLS EL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, coldWave, hail, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 72% of US counties
Buildings in wildfire direct-exposure zone
36.3%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Rockwool Industries Inc. (7.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
36.3 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
231
Days with Moderate air quality
128
Highest AQI recorded (year)
133

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
24,087
Jobs reachable by transit (45 min)
21,266

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Waco Mammoth National Monument (34 mi)
Airports within 30 mi
39
Nearest airport
Draughon Miller Central Texas Regional Airport (TPL) (2 mi)
Nearest major airport
Draughon Miller Central Texas Regional Airport (TPL) (2 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
TEMPLE VA MEDICAL CENTER (VA CENTRAL TEXAS HEALTHCARE SYSTEM)
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,485 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,982
Housing built before 1970
27.4%
Housing built 2000 or later
27.0%
Median annual property tax
$2,485
Mean commute to work
18 min
Households with broadband internet
71.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
97,505
Average weekly wage
$1,115
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
2,655

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 76504State medianUS median
Median home value$189,425$260,151$289,727
Median sale price$205,000$285,000$325,000
Median days on market115 days71 days51 days
Typical rent$1,244/mo$1,580/mo$1,808/mo
Median annual property tax$2,485$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 76504?
$189,425.
What is the median sale price in ZIP 76504?
$205,000.
How long do homes take to sell in ZIP 76504?
Median days on market: 115 days.
What is typical rent in ZIP 76504?
Typical rent: $1,244/month.
What is the natural-hazard risk in ZIP 76504?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, coldWave, hail, tornado, winterWeather.
Is ZIP 76504 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 76504?
Risk to homes is higher than 72% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 76504?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 76504?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 76504?
7 schools (3 elementary, 1 middle, 2 high) (NCES, 2022-23).
Is ZIP 76504 walkable?
Walkability index: 7.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 76504?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in ZIP 76504?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Temple, TX?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents