Skip to main content

TX area data

Temple, TX

Aggregated across 3 ZIP codes in Temple.

Population: 96,587 (Census ACS)

The median home value in Temple, TX is $219,392 — down 3.9% over the past year. Homes sell for a median $311,397 after a median 128 days on market. Typical rent runs $1,405/month. 23 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, coldwave, hail the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$219,392

Median home value

-3.9%

1-year change

128

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$219,392
1-year appreciation
-3.9%
3-year appreciation
-9.3%
5-year appreciation
+10.2%
10-year appreciation
+71.8%
All-time peak (2022-10)
$250,600
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$311,397
Median list price
$309,666
Median price per sqft
$127
1-year sale-price change
-14.9%
Median days on market
128 days
Homes sold (recent period)
3
For-sale inventory
695
Sale-to-list ratio
95.0%
Active listings
14
1-year forecast
-0.7%
Days to pending
122 days
New listings (monthly)
150

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,405/mo
1-year rent change
-1.6%
Studio fair-market rent
$828/mo
1BR fair-market rent
$1,035/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,640/mo
4BR fair-market rent
$1,892/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
23
Elementary schools
12
Middle schools
5
High schools
3
Charter schools
1
School districts serving the area
TEMPLE ISD, PRIORITY CHARTER SCHOOLS, BELTON ISD
Schools include
JEFFERSON EL, LAMAR MIDDLE, HECTOR P GARCIA EL, WHEATLEY ALTERNATIVE EDUCATION CENTER, TEMPLE CHARTER ACADEMY

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, coldWave, hail, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone (varies by location)
includes X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 72% of US counties
Buildings in wildfire direct-exposure zone
36.3%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Rockwool Industries Inc. (3.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
36.5 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
231
Days with Moderate air quality
128
Highest AQI recorded (year)
133

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.1 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
22,636
Jobs reachable by transit (45 min)
21,157

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Waco Mammoth National Monument (34 mi)
Airports within 30 mi
108
Nearest airport
Draughon Miller Central Texas Regional Airport (TPL) (2 mi)
Nearest major airport
Draughon Miller Central Texas Regional Airport (TPL) (2 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
TEMPLE VA MEDICAL CENTER (VA CENTRAL TEXAS HEALTHCARE SYSTEM), CEDAR CREST HOSPITAL & RTC, CANYON CREEK BEHAVIORAL HEALTH
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,485 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
28.3%
Housing built 2000 or later
34.4%
Median annual property tax
$3,066
Mean commute to work
19 min
Households with broadband internet
68.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
97,505
Average weekly wage
$1,115
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
2,655

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

TempleState medianUS median
Median home value$219,392$260,151$289,727
Median sale price$311,397$285,000$325,000
Median days on market128 days71 days51 days
Typical rent$1,405/mo$1,580/mo$1,808/mo
Median annual property tax$3,066$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Temple, TX?
$219,392.
What is the median sale price in Temple, TX?
$311,397.
How long do homes take to sell in Temple, TX?
Median days on market: 128 days.
What is typical rent in Temple, TX?
Typical rent: $1,405/month.
What is the natural-hazard risk in Temple, TX?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, coldWave, hail, tornado, winterWeather.
Is Temple, TX in a flood zone?
Minimal (FEMA NFIP). Parts of the area include FEMA flood zone X; zones vary by location within the city.
What is the wildfire risk in Temple, TX?
Risk to homes is higher than 72% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Temple, TX?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Temple, TX?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Rockwool Industries Inc., 3.9 mi.
How many schools serve Temple, TX?
23 schools (12 elementary, 5 middle, 3 high) (NCES, 2022-23).
Is Temple, TX walkable?
Walkability index: 6.1/20 (EPA Smart Location Database).
What is the air quality in Temple, TX?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in Temple, TX?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

ZIP codes in Temple

Selling a home in Temple, TX?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents