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Area data

Waco, TX — ZIP 76707

Population: 15,879 (Census ACS)

The median home value in ZIP 76707 (Waco, TX) is $141,257 — down 6.7% over the past year. Homes sell for a median $268,000 after a median 197 days on market. Typical rent runs $1,363/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, coldwave, tornado the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$141,257

Median home value

-6.7%

1-year change

197

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$141,257
1-year appreciation
-6.7%
3-year appreciation
-11.7%
5-year appreciation
+7.0%
10-year appreciation
+114.4%
All-time peak (2022-10)
$161,545
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$268,000
Median list price
$314,900
Median price per sqft
$85
Median days on market
197 days
Homes sold (recent period)
2
For-sale inventory
108
Sale-to-list ratio
91.8%
Active listings
9
1-year forecast
-0.7%
Days to pending
86 days
New listings (monthly)
20

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,363/mo
1-year rent change
+2.6%
Studio fair-market rent
$828/mo
1BR fair-market rent
$1,035/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,640/mo
4BR fair-market rent
$1,892/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
4
Middle schools
0
High schools
0
Charter schools
1
School districts serving the area
WACO CHARTER SCHOOL, WACO ISD
Schools include
WACO CHARTER SCHOOL, DEAN HIGHLAND EL, PROVIDENT HEIGHTS EL, WEST AVENUE EL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, coldWave, tornado, hail, heatWave
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
50.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
67.3°F
Average high
78.3°F
Average low
56.0°F
Annual precipitation
37.9 in
Annual snowfall
0.7 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
52
Days with Good air quality
169
Days with Moderate air quality
188
Highest AQI recorded (year)
129

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
35,671
Jobs reachable by transit (45 min)
30,910

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Waco Mammoth National Monument (4 mi)
Airports within 30 mi
44
Nearest airport
Three Ninety-Eighth Airport (5 mi)
Nearest major airport
Waco Regional Airport (ACT) (6 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
ASCENSION PROVIDENCE, BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST, OCEANS BEHAVIORAL HOSPITAL OF WACO
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+594 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,956
Housing built before 1970
69.6%
Housing built 2000 or later
13.5%
Median annual property tax
$2,020
Mean commute to work
15 min
Households with broadband internet
67.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
102,918
Average weekly wage
$1,103
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
673

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 76707State medianUS median
Median home value$141,257$260,151$289,727
Median sale price$268,000$285,000$325,000
Median days on market197 days71 days51 days
Typical rent$1,363/mo$1,580/mo$1,808/mo
Median annual property tax$2,020$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 76707?
$141,257.
What is the median sale price in ZIP 76707?
$268,000.
How long do homes take to sell in ZIP 76707?
Median days on market: 197 days.
What is typical rent in ZIP 76707?
Typical rent: $1,363/month.
What is the natural-hazard risk in ZIP 76707?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, coldWave, tornado, hail, heatWave.
Is ZIP 76707 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 76707?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 76707?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 76707?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 76707?
4 schools (4 elementary) (NCES, 2022-23).
Is ZIP 76707 walkable?
Walkability index: 7.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 76707?
Moderate. Median AQI: 52. (EPA AQI).
What is the cost of living in ZIP 76707?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents