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TX area data

Waco, TX

Aggregated across 6 ZIP codes in Waco.

Population: 113,379 (Census ACS)

The median home value in Waco, TX is $238,764 — down 0.8% over the past year. Homes sell for a median $274,400 after a median 95 days on market. Typical rent runs $1,394/month. 41 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, coldwave, tornado the top-rated hazards. Cost of living is 3.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$238,764

Median home value

-0.8%

1-year change

95

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$238,764
1-year appreciation
-0.8%
3-year appreciation
-2.0%
5-year appreciation
+21.0%
10-year appreciation
+120.5%
All-time peak (2026-07)
$247,709
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$274,400
Median list price
$278,500
Median price per sqft
$160
1-year sale-price change
-4.0%
Median days on market
95 days
Homes sold (recent period)
35
For-sale inventory
724
Sale-to-list ratio
94.0%
Active listings
66
1-year forecast
+0.1%
Days to pending
77 days
New listings (monthly)
140

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,394/mo
1-year rent change
+1.8%
Studio fair-market rent
$828/mo
1BR fair-market rent
$1,035/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,640/mo
4BR fair-market rent
$1,892/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.6 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
41
Elementary schools
19
Middle schools
8
High schools
10
Charter schools
8
School districts serving the area
WACO ISD, CONNALLY ISD, GHOLSON ISD
Schools include
G W CARVER MIDDLE, INDIAN SPRING MIDDLE, CHALLENGE ACADEMY, MCLENNAN COUNTY CHALLENGE ACADEMY, MCLENNAN CO CHALLENGE ACADEMY

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, coldWave, tornado, hail, heatWave
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively Low
FEMA flood zone (varies by location)
includes AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
50.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
68.2°F
Average high
78.8°F
Average low
57.2°F
Annual precipitation
39.9 in
Annual snowfall
0.6 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
52
Days with Good air quality
162
Days with Moderate air quality
196
Highest AQI recorded (year)
130

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
31,605
Jobs reachable by transit (45 min)
26,888

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
6
Nearest national park
Waco Mammoth National Monument (3 mi)
Airports within 30 mi
256
Nearest airport
Waco Regional Airport (ACT) (1 mi)
Nearest major airport
Waco Regional Airport (ACT) (1 mi)
Hospitals nearby (~15 mi)
187
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, BEACON CHILDREN'S HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
4.2 / 5
EV charging stations (within 10 mi)
21
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+594 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,973
Housing built before 1970
46.5%
Housing built 2000 or later
26.1%
Median annual property tax
$3,649
Mean commute to work
17 min
Households with broadband internet
68.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
102,918
Average weekly wage
$1,103
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
673

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

WacoState medianUS median
Median home value$238,764$260,151$289,727
Median sale price$274,400$285,000$325,000
Median days on market95 days71 days51 days
Typical rent$1,394/mo$1,580/mo$1,808/mo
Median annual property tax$3,649$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Waco, TX?
$238,764.
What is the median sale price in Waco, TX?
$274,400.
How long do homes take to sell in Waco, TX?
Median days on market: 95 days.
What is typical rent in Waco, TX?
Typical rent: $1,394/month.
What is the natural-hazard risk in Waco, TX?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, coldWave, tornado, hail, heatWave.
Is Waco, TX in a flood zone?
High (FEMA NFIP). Parts of the area include FEMA flood zone AE; zones vary by location within the city.
What is the wildfire risk in Waco, TX?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Waco, TX?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Waco, TX?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Waco, TX?
41 schools (19 elementary, 8 middle, 10 high) (NCES, 2022-23).
Is Waco, TX walkable?
Walkability index: 7.0/20 (EPA Smart Location Database).
What is the air quality in Waco, TX?
Moderate. Median AQI: 52. (EPA AQI).
What is the cost of living in Waco, TX?
Regional Price Parity: 96.6 (100 = US average) (Average) (BEA RPP, metro/state-level).

ZIP codes in Waco

Selling a home in Waco, TX?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents