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Area data

Gallup, NM — ZIP 87301

Population: 21,755 (Census ACS)

The median home value in ZIP 87301 (Gallup, NM) is $223,468 — down 1.0% over the past year. Homes sell for a median $247,450 after a median 63.5 days on market. 19 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, winterweather, coldwave the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$223,468

Median home value

-1.0%

1-year change

63.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$223,468
1-year appreciation
-1.0%
3-year appreciation
+4.6%
5-year appreciation
+9.0%
10-year appreciation
+41.0%
All-time peak (2026-03)
$227,201
House Price Index (state)
406.5 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$247,450
Median list price
$289,000
Median price per sqft
$138
1-year sale-price change
-12.0%
Median days on market
63.5 days
Homes sold (recent period)
22
For-sale inventory
45
Active listings
34
1-year forecast
-0.9%
New listings (monthly)
10

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$882/mo
1BR fair-market rent
$1,103/mo
2BR fair-market rent
$1,319/mo
3BR fair-market rent
$1,715/mo
4BR fair-market rent
$1,979/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
15.1¢/kWh
Natural gas rate (state-level)
$9.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
19
Elementary schools
8
Middle schools
3
High schools
6
Charter schools
3
School districts serving the area
SIX DIRECTIONS INDIGENOUS SCHOOL, HOZHO ACADEMY, MIDDLE COLLEGE HIGH SCHOOL CHARTER - GALLUP
Schools include
SIX DIRECTIONS INDIGENOUS SCHOOL, HOZHO ACADEMY, MIDDLE COLLEGE HIGH SCHOOL CHARTER - GALLUP, GALLUP HIGH, GALLUP MIDDLE

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, winterWeather, coldWave, inlandFlooding, landslide
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Low · heatWave: Relatively Low · inlandFlooding: Relatively Moderate · landslide: Relatively Moderate · lightning: Relatively High
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 50% of US counties
Buildings in wildfire direct-exposure zone
71.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
United Nuclear Corp. (15.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
68.0°F
Average low
32.0°F
Annual precipitation
10.1 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,165
Jobs reachable by transit (45 min)
3,385

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
4
Nearest national park
El Morro National Monument (41 mi)
National parks include
El Morro National Monument, Hubbell Trading Post National Historic Site, Canyon de Chelly National Monument
Airports within 30 mi
3
Nearest airport
Gallup Municipal Airport (GUP) (3 mi)
Nearest major airport
Gallup Municipal Airport (GUP) (3 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
GALLUP INDIAN MEDICAL CENTER, REHOBOTH MCKINLEY CHRISTIAN HEALTH CARE SERVICES
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Good (5.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,421 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,978
Housing built before 1970
32.6%
Housing built 2000 or later
18.9%
Median annual property tax
$1,715
Mean commute to work
19 min
Households with broadband internet
65.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,222
Average weekly wage
$650
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
8

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 87301State medianUS median
Median home value$223,468$276,184$289,727
Median sale price$247,450$325,000$325,000
Median days on market64 days90 days51 days
Median annual property tax$1,715$929$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 87301?
$223,468.
What is the median sale price in ZIP 87301?
$247,450.
How long do homes take to sell in ZIP 87301?
Median days on market: 63.5 days.
What is typical rent in ZIP 87301?
2-bedroom fair-market rent: $1,319/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 87301?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, winterWeather, coldWave, inlandFlooding, landslide.
Is ZIP 87301 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 87301?
Risk to homes is higher than 50% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 87301?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 87301?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 87301?
19 schools (8 elementary, 3 middle, 6 high) (NCES, 2022-23).
Is ZIP 87301 walkable?
Walkability index: 8.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 87301?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents