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NM area data

Gallup, NM

Aggregated across 2 ZIP codes in Gallup.

Population: 23,707 (Census ACS)

The median home value in Gallup, NM is $223,468 — down 1.0% over the past year. Homes sell for a median $247,450 after a median 64 days on market. 20 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, winterweather, coldwave the top-rated hazards. Cost of living is 7.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$223,468

Median home value

-1.0%

1-year change

64

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$223,468
1-year appreciation
-1.0%
3-year appreciation
+4.6%
5-year appreciation
+9.0%
10-year appreciation
+41.0%
All-time peak (2026-03)
$227,201
House Price Index (state)
406.5 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$247,450
Median list price
$289,000
Median price per sqft
$138
1-year sale-price change
-12.0%
Median days on market
64 days
Homes sold (recent period)
22
For-sale inventory
45
Active listings
34
1-year forecast
-0.9%
New listings (monthly)
10

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$882/mo
1BR fair-market rent
$1,103/mo
2BR fair-market rent
$1,319/mo
3BR fair-market rent
$1,715/mo
4BR fair-market rent
$1,979/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.3 (100 = US avg)
Electricity rate (state-level)
15.1¢/kWh
Natural gas rate (state-level)
$9.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
20
Elementary schools
9
Middle schools
3
High schools
6
Charter schools
3
School districts serving the area
SIX DIRECTIONS INDIGENOUS SCHOOL, HOZHO ACADEMY, MIDDLE COLLEGE HIGH SCHOOL CHARTER - GALLUP
Schools include
SIX DIRECTIONS INDIGENOUS SCHOOL, HOZHO ACADEMY, MIDDLE COLLEGE HIGH SCHOOL CHARTER - GALLUP, GALLUP HIGH, GALLUP MIDDLE

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, winterWeather, coldWave, inlandFlooding, landslide
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Low · heatWave: Relatively Low · inlandFlooding: Relatively Moderate · landslide: Relatively Moderate · lightning: Relatively High
FEMA flood zone (varies by location)
includes X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 50% of US counties
Buildings in wildfire direct-exposure zone
71.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
United Nuclear Corp. (15.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.5°F
Average high
69.0°F
Average low
32.5°F
Annual precipitation
10.8 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,165
Jobs reachable by transit (45 min)
3,385

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
8
Nearest national park
El Morro National Monument (37 mi)
National parks include
El Morro National Monument, Hubbell Trading Post National Historic Site, Canyon de Chelly National Monument
Airports within 30 mi
7
Nearest airport
Gallup Municipal Airport (GUP) (3 mi)
Nearest major airport
Gallup Municipal Airport (GUP) (3 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
GALLUP INDIAN MEDICAL CENTER, REHOBOTH MCKINLEY CHRISTIAN HEALTH CARE SERVICES, ZUNI COMPREHENSIVE COMMUNITY HEALTH CENTER
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
EV charging stations (within 10 mi)
3
Solar radiation rating
Good (5.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,421 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,985
Housing built before 1970
21.9%
Housing built 2000 or later
25.6%
Median annual property tax
$1,715
Mean commute to work
24 min
Households with broadband internet
36.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,222
Average weekly wage
$650
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
8

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

GallupState medianUS median
Median home value$223,468$276,184$289,727
Median sale price$247,450$325,000$325,000
Median days on market64 days90 days51 days
Median annual property tax$1,715$929$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Gallup, NM?
$223,468.
What is the median sale price in Gallup, NM?
$247,450.
How long do homes take to sell in Gallup, NM?
Median days on market: 64 days.
What is typical rent in Gallup, NM?
2-bedroom fair-market rent: $1,319/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Gallup, NM?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, winterWeather, coldWave, inlandFlooding, landslide.
Is Gallup, NM in a flood zone?
Minimal (FEMA NFIP). Parts of the area include FEMA flood zone X; zones vary by location within the city.
What is the wildfire risk in Gallup, NM?
Risk to homes is higher than 50% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Gallup, NM?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Gallup, NM?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Gallup, NM?
20 schools (9 elementary, 3 middle, 6 high) (NCES, 2022-23).
Is Gallup, NM walkable?
Walkability index: 8.0/20 (EPA Smart Location Database).
What is the cost of living in Gallup, NM?
Regional Price Parity: 92.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Gallup

Selling a home in Gallup, NM?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents