Area data
Olympia, WA — ZIP 98505
Population: 881 (Census ACS)
FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with earthquake, landslide, heatwave the top-rated hazards. Cost of living is 7.0% above the US average (BEA, metro/state-level).
Home values & appreciation
- House Price Index (state)
- 588.1 (+2.2% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Affordability
- Cost of living index (Above Average)
- 107.0 (100 = US avg)
- Electricity rate (state-level)
- 13.1¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- earthquake, landslide, heatWave, iceStorm, inlandFlooding
- Notable hazard ratings (county)
- coastalFlooding: Relatively Low · earthquake: Relatively High · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate · landslide: Relatively High
- Wildfire risk to homes (county)
- Higher than 28% of US counties
- Buildings in wildfire direct-exposure zone
- 42.0%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Palermo Well Field Ground Water Contamination (5.6 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 72.2 in
- USDA plant hardiness zone
- 8b (extreme annual low 15 to 20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 26
- Days with Good air quality
- 338
- Days with Moderate air quality
- 24
- Highest AQI recorded (year)
- 85
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Klondike Gold Rush - Seattle Unit National Historical Park (48 mi)
- National parks include
- Klondike Gold Rush - Seattle Unit National Historical Park, Wing Luke Museum Affiliated Area
- Airports within 30 mi
- 31
- Nearest airport
- Olympia Regional Airport (OLM) (8 mi)
- Nearest major airport
- Olympia Regional Airport (OLM) (8 mi)
- Hospitals nearby (~15 mi)
- 23
- Hospitals include
- VIRGINIA MASON MEDICAL CENTER, HIGHLINE MEDICAL CENTER, PROVIDENCE CENTRALIA HOSPITAL
- Avg hospital rating (CMS)
- 3.4 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 68
- Solar radiation rating
- Poor (3.3 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Employment & development
- Total county employment
- 84,684
- Average weekly wage
- $1,194
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 646
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the natural-hazard risk in ZIP 98505?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: earthquake, landslide, heatWave, iceStorm, inlandFlooding.
- What is the wildfire risk in ZIP 98505?
- Risk to homes is higher than 28% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 98505?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 98505?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the air quality in ZIP 98505?
- Good. Median AQI: 26. (EPA AQI).
- What is the cost of living in ZIP 98505?
- Regional Price Parity: 107.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →