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Area data

Olympia, WA — ZIP 98512

Population: 31,864 (Census ACS)

The median home value in ZIP 98512 (Olympia, WA) is $558,551 — up 0.9% over the past year. Homes sell for a median $590,000 after a median 7 days on market. Typical rent runs $2,032/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with earthquake, landslide, heatwave the top-rated hazards. Cost of living is 7.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$558,551

Median home value

+0.9%

1-year change

7

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$558,551
1-year appreciation
+0.9%
3-year appreciation
+5.1%
5-year appreciation
+13.0%
10-year appreciation
+98.3%
All-time peak (2026-02)
$565,032
House Price Index (state)
588.1 (+2.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$590,000
Median list price
$647,450
Median price per sqft
$255
1-year sale-price change
-1.7%
Median days on market
7 days
Homes sold (recent period)
3
For-sale inventory
113
Sale-to-list ratio
99.4%
Active listings
5
1-year forecast
-0.5%
Days to pending
31 days
New listings (monthly)
42

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,032/mo
1-year rent change
+2.8%
Studio fair-market rent
$1,083/mo
1BR fair-market rent
$1,354/mo
2BR fair-market rent
$1,680/mo
3BR fair-market rent
$2,183/mo
4BR fair-market rent
$2,519/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.5 (100 = US avg)
Electricity rate (state-level)
13.1¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
4
Middle schools
2
High schools
4
School districts serving the area
Capital Region ESD 113, Tumwater School District
Schools include
ESD 113 Consortium Reengagement Program, Littlerock Elementary School, Michael T Simmons Elementary, Tumwater Middle School, George Bush Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
earthquake, landslide, heatWave, iceStorm, inlandFlooding
Notable hazard ratings (county)
coastalFlooding: Relatively Low · earthquake: Relatively High · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate · landslide: Relatively High
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 28% of US counties
Buildings in wildfire direct-exposure zone
42.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Palermo Well Field Ground Water Contamination (7.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
72.2 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
28
Days with Good air quality
327
Days with Moderate air quality
31
Highest AQI recorded (year)
82

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
3.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
16,080
Jobs reachable by transit (45 min)
11,664

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Klondike Gold Rush - Seattle Unit National Historical Park (55 mi)
National parks include
Klondike Gold Rush - Seattle Unit National Historical Park, Wing Luke Museum Affiliated Area
Airports within 30 mi
33
Nearest airport
Cricket Field (6 mi)
Nearest major airport
Olympia Regional Airport (OLM) (8 mi)
Hospitals nearby (~15 mi)
5
Hospitals include
PROVIDENCE CENTRALIA HOSPITAL, PROVIDENCE ST PETER HOSPITAL, CAPITAL MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Poor (3.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+564 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,992
Housing built before 1970
13.7%
Housing built 2000 or later
35.2%
Median annual property tax
$4,488
Mean commute to work
17 min
Households with broadband internet
80.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
84,684
Average weekly wage
$1,194
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
646

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 98512State medianUS median
Median home value$558,551$504,993$289,727
Median sale price$590,000$510,000$325,000
Median days on market7 days29 days51 days
Typical rent$2,032/mo$2,041/mo$1,808/mo
Median annual property tax$4,488$3,381$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 98512?
$558,551.
What is the median sale price in ZIP 98512?
$590,000.
How long do homes take to sell in ZIP 98512?
Median days on market: 7 days.
What is typical rent in ZIP 98512?
Typical rent: $2,032/month.
What is the natural-hazard risk in ZIP 98512?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: earthquake, landslide, heatWave, iceStorm, inlandFlooding.
Is ZIP 98512 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 98512?
Risk to homes is higher than 28% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 98512?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 98512?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 98512?
10 schools (4 elementary, 2 middle, 4 high) (NCES, 2022-23).
Is ZIP 98512 walkable?
Walkability index: 3.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 98512?
Good. Median AQI: 28. (EPA AQI).
What is the cost of living in ZIP 98512?
Regional Price Parity: 107.5 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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